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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Best bank I have ever had

Best bank I have ever had and helped me change the way I deal with money in a positive way for ever. Reviewed on: 9th February 2025

Monzo is the best easiest bank to use

Monzo is the best easiest bank to use Reviewed on: 9th February 2025

It's easy to getting and really understand also easy...

It's easy to getting and really understand also easy to reach customer service it's excellent service and free of costs Reviewed on: 9th February 2025

Flex is a great way to manage your budget

The flex card is a fantastic way to manage you budget, the option to pay over 3 month interest free can provide a much needed buffer should unexpected spend occur - reducing the need to dip into savings and this secure more money over time. Reviewed on: 9th February 2025

I have had wonderful experience with Monzo as compar...

I have had wonderful experience with Monzo as compared to other banks that I use. I will like Monzo to provide "NEXT OF KIN" Column in the customer info4mation. This will increase my confidence level Reviewed on: 9th February 2025

Best credit card I ever owned.

The flexi credit card offers so flexible ways to pay back. Reviewed on: 9th February 2025

Easy to apply and good to track!

Easy to apply and good to track how well you're using your credit. Very flexible for whatever needs you have. Reviewed on: 9th February 2025

Being able to split purchases into 3 interest free p...

Being able to split purchases into 3 interest free payments saves taking out other accounts that could charge interes, and if you use your regular Monzo card and decide to move it to flex that’s no problem either, although not all transactions can be moved and there’s a certain time limit. Reviewed on: 9th February 2025

Everything is perfect, i can handle my credit score

Everything is perfect , good credit limit, keep me updated always , now i can see my credit score Reviewed on: 9th February 2025

Excellent and good in split 3 payment

Excellent and good in split 3 payment Reviewed on: 9th February 2025

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