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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Easy and user friendly

Always easy to use and the app is extremely user friendly. Reviewed on: 9th February 2026

Great credit card

So quick and simple to set up. The app is definitely one of the easiest to navigate and use. The notification you get let you know how much you've spent and where. You then get a choice of how you want to pay. I've recommended Flex to several people as I'm so pleased with it Reviewed on: 9th February 2026

So easy to use the communication is excellent

So easy to use the communication is excellent Reviewed on: 9th February 2026

Unbelievable from start to finish

Unbelievable from start to finish Reviewed on: 9th February 2026

Good credit card

It was easy to sign up and use and it keeps you on track. Reviewed on: 9th February 2026

Easy to understand and very flexible.

Easy to understand and very flexible. Reviewed on: 9th February 2026

Great for foreign transactions and travel

Great to be able to get 3months interest free credit for purchases over £100. Good app support and great for foreign transactions. Reviewed on: 9th February 2026

Very easy to use on line is very good

Very easy to use on line is very good Reviewed on: 9th February 2026

Great credit choice for smaller purchases

Have used flex in various occasions in the past 2 years. Really appreciate the simplicity of use and flexibility in terms of paying off. Reviewed on: 9th February 2026

Monsoon Flex is amazing

I've been using Monzo Flex for months and it has been absolute amazing. Reviewed on: 9th February 2026

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