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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Best credit card

It's a great option. It helps end of the month or at bigger purchase. It's good they let us decide the payments. Reviewed on: 9th February 2025

Simply Excellent!

Simply Excellent! They have been very responsive to all my queries, flex credit card has been amazing, especially in terms of flexibility of payment. I would definitely recommend Monzo to anyone I know Reviewed on: 9th February 2025

I have had nothing but an amazing experience with mo...

I have had nothing but an amazing experience with monzo. I wouldn’t bank anywhere else. There flex credit card is absolutely brilliant. It makes other banks cards like like there from the Stone Age. Reviewed on: 9th February 2025

Amazing, I never had the opportunity to achieve my g...

Amazing, I never had the opportunity to achieve my goals with any Bank until I met Monzo Reviewed on: 9th February 2025

Monzo is great digital bank very reliable, and its c...

Monzo is great digital bank very reliable, and its competing with traditional banks, which make it very prominent in the market. Reviewed on: 9th February 2025

Monzo Flex changed my life.

Monzo Flex changed my life. It’s made it so easy for me to make payments and the app makes it so much easy. There is no faffing about like other apps. Reviewed on: 9th February 2025

It’s very nice experience with MOnzo

It’s very nice experience with MOnzo Reviewed on: 9th February 2025

Very handy tool to use.

Very handy tool to use. Very straight forward to manage Reviewed on: 9th February 2025

Everything is simple and easy with Monzo!

Everything is simple and easy with Monzo! Reviewed on: 9th February 2025

Convenient

Convenient - great way of spreading the cost of bigger purchases while not being charged interest. Reviewed on: 9th February 2025

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