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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

My experience with Monzo is excellent, support is al...

My experience with Monzo is excellent, support is always amazing and helpful Reviewed on: 9th February 2026

It has built my credit score up slowly getting me ou...

It has built my credit score up slowly getting me out of debt hopefully this year I will be debt free hopefully by the summer Reviewed on: 9th February 2026

Never had a problem super helpful

Never had a problem super helpful Reviewed on: 9th February 2026

Brilliant bank

Been with for many years. Never any problems. Flex is fantastic. Reviewed on: 9th February 2026

I love the flex account.

I love the flex account. I think it’s so useful and so helpful for everyday purchases and those one off needs. Reviewed on: 9th February 2026

Best bank with excellent service and offerings

Best bank with excellent service and offerings Reviewed on: 9th February 2026

Excellent product with highly configurable options....

Excellent product with highly configurable options and plans. App is very clear as to how much repayments will be with the option to pay back early. Reviewed on: 9th February 2026

Helped my credit score

Monzo makes the credit card understandable and has helped me to raise and maintain a solid credit score. Reviewed on: 9th February 2026

Monzo Flex is the best Credit Card available!

Monzo Flex has been an amazing experience for me since I got it. It's enabled me to have more freedom in my life whilst also giving me the best tools to manage my finances safely. Reviewed on: 9th February 2026

Excellent service and fantastic options

Excellent service and fantastic options Reviewed on: 9th February 2026

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