Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

View other Monzo products

4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2510)

I absolutely love Monzo.

I absolutely love Monzo. It's everything a modern bank should be. It's also very rewarding. Reviewed on: 8th February 2025

Handle money the way you want

They make very easy to manage your money the way you like. The app is great and very flexible. Their cashback offers are brands you actually use and they understand how people actually use banking nowadays Reviewed on: 8th February 2025

Great flexibility, no hidden or dodgey fees, feel in...

Great flexibility, no hidden or dodgey fees, feel in control and informed about every transaction Reviewed on: 8th February 2025

Fast, efficient and makes banking simplier.

Fast, efficient and makes banking simplier. Reviewed on: 8th February 2025

When I encounter a issue, it is dealth within a good...

When I encounter a issue, it is dealth within a good time frame Reviewed on: 8th February 2025

The app is the best of any bank, everything works sm...

The app is the best of any bank, everything works smoothly and I've had no problems. Reviewed on: 8th February 2025

It’s just a brilliant and easy app to use.

It’s just a brilliant and easy app to use. Reviewed on: 8th February 2025

Monzo Flex is the best and most simple credit card i...

Monzo Flex is the best and most simple credit card i’ve used… and i’ve used a lot. Reviewed on: 8th February 2025

Easy, convenient.

Easy, convenient. Great banking for the time we live in. Best credit card ever. Fair terms, interest etc. Reviewed on: 8th February 2025

Best bank ever so modern and with the times

Best bank ever so modern and with the times Reviewed on: 8th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Investments
from Monzo 4.93 from 828 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub