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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

94% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

Clear easy and effective.

Very easy to use and very clear in any aspect of use. Clear payment options with concise and clear repayment fees where applicable. Able to choose what fits for me very versatile to use. Quick easy method with a great overview of my credit history. Reviewed on: 9th February 2025

An app that changed my attitude to money

Monzo helps me manage money, I wasn't someone who had a good understanding of money before I started using Monzo. It's simple, intuitive and has great features. The categories are so useful, the Flex credit card is easy to use, and the pots help me put money aside for upcoming payments. Reviewed on: 9th February 2025

I've really took control of my finances since joinin...

I've really took control of my finances since joining Monzo Reviewed on: 9th February 2025

Love it.

Love it.....the introduction of 1p challenge was great... budgeting is easier....love Monzo flex 3 month payment option with no interest...its clear too. Reviewed on: 8th February 2025

Transparent and insightful

Transparent and insightful, I know exactly how much is being paid off and when. Tips to improve my credit score and flexibility to do what I want. Reviewed on: 8th February 2025

I have been using monzo card more than year.

I have been using monzo card more than year. The banking application is user friendly and easy and quick ransaction procees. Reviewed on: 8th February 2025

Paying off my Flex Card is something I look forward to

I don't know what it is, but paying off my credit card is something I enjoy. The amount of interest I must pay is transparent, and it's super fun to see how the amount diminishes the moment I pay off a sum of money. Reviewed on: 8th February 2025

So easy to use even with my age.

So easy to use even with my age. My daughter helps but everything straight forward. Reviewed on: 8th February 2025

Love Monzo, it’s easy and effective to use.

Love Monzo, it’s easy and effective to use. Reviewed on: 8th February 2025

Nigh on perfect

Always helpful. Always easy. A* APP is exceptional and the features and perks are great Reviewed on: 8th February 2025

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