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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

64% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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Monzo Flex Credit Card reviews (2506)

The flexi Smart.

The flexi Smart. it gives great flexibility Reviewed on: 15th April 2024

Monzo is designed for my generation Gen Z but also t...

Monzo is designed for my generation Gen Z but also takes the pain out of banking for those that are older. As someone who struggles to focus it's perfect! Reviewed on: 15th April 2024

Super straightforward UI, easy to change installment...

Super straightforward UI, easy to change installment plans and see how much I owe. Reviewed on: 15th April 2024

Good and easy to use credit card

Really good credit card, easy to use and understand what is going on with my finances (how much left to pay, what exactly I'm paying and how much interest I'm paying). Reviewed on: 15th April 2024

So versatile and intuitive to use!

So versatile and intuitive to use! Reviewed on: 15th April 2024

Flex is a phenomenal experience from start to end.

Flex is a phenomenal experience from start to end. The ability to flex payments is a godsend, and I find myself using it regularly for big purchases when I didn’t think to use my credit card. Reviewed on: 15th April 2024

Flex card provides clear and easily understandable e...

Flex card provides clear and easily understandable explanation around any charges or interest and you have full control over each payment and how you choose to pay as well as having a default choice. I love the feature to flex any debit card payments from the last 2 weeks. Thoroughly recommend Reviewed on: 15th April 2024

Happy with their service

Been with Monzo since 2017 and happy with their services. Reviewed on: 15th April 2024

Fast service

Excellent customer service experience with speed Reviewed on: 14th April 2024

Covid life safer

I use the flex credit card too, it's amazing. The first time a bank has listened to what people want. I used a virtual card in my own account to setup online shopping for an elderly relative that was scared of shopping online. This means I pay from a pot and she can't get scammed for more than is in the pot and I can delete the card and create a new one if it is compromised. This helped us servive during covid. Reviewed on: 14th April 2024

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