Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

View other Monzo products

4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

61% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (2506)

Excellent service, very reliable and user friendly.

Excellent service, very reliable and user friendly. Monzo premium is also great and Monzo flex is very helpful Reviewed on: 16th April 2024

Really fast and easy to get approved, and very easy...

Really fast and easy to get approved, and very easy to manage. Its a great alternative to other credit cards Reviewed on: 16th April 2024

Monzo flex is the best place to borrow money

Monzo flex credit card is the best place to borrow money when you need it now! There are no hidden fees or tricks and it's easy to track on the app. Would highly recommend! Reviewed on: 16th April 2024

Monzo flex allows me to automatically choose my paym...

Monzo flex allows me to automatically choose my payment plan either pay in full interest free for 3 months zero interest or pay in full or pay with less interest on a longer months . It did speak for itself as “ flexible” Reviewed on: 16th April 2024

Monzo Flex credit card has truly been a game-changer...

Monzo Flex credit card has truly been a game-changer for me. Its simplicity and flexibility make managing finances a breeze. With no hidden fees and transparent terms, I feel confident knowing exactly what I'm getting. The app interface is intuitive, offering real-time insights into my spending habits and allowing me to stay in control effortlessly. Plus, the perks and rewards are an added bonus! Whether it's cashback on everyday purchases or exclusive offers, Monzo Flex goes above and beyond to enhance my banking experience. I can't recommend it enough! Reviewed on: 16th April 2024

I have really good experience with monzo.

I have really good experience with monzo. Reviewed on: 15th April 2024

Next-gen credit card

Monzo Flex is great! Whilst I don’t use it as much as a normal card, being able to spread payments on any purchase is an amazing. Reviewed on: 15th April 2024

Really good product very flexible and great option t...

Really good product very flexible and great option to pay back Reviewed on: 15th April 2024

Never had any issues at all best credit ever!

Never had any issues at all best credit ever! Reviewed on: 15th April 2024

Simple and easy to use, application process simple

Simple and easy to use, application process simple, card arrived quickly. Reviewed on: 15th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.48 from 24 reviews
Credit Cards
from Smile Bank 3.22 from 4 reviews
Credit Card
from Zable 4.94 from 30764 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 412 reviews
Investments
from Monzo 4.94 from 813 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub