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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
61% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Always helpful, flexibility for payments, refunds an...

5
Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

5
Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

5
Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

5
I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

Always had great service.

5
Always had great service.glad MONZO is in my wallet Reviewed on: 16th April 2024

Why monzo is great

5
Monzo is a simple app to use with many great benefits like money pots , cash back services , credit card services etc Reviewed on: 16th April 2024

Great card really proactive in its use

5
Great card really proactive in its use Reviewed on: 16th April 2024

love how easy monzo flex is.

5
love how easy monzo flex is. super clear to see how much you have left to pay and how to pay off more towards your balance. Reviewed on: 16th April 2024

Monzo is simply the best

5
The truth is, Monzo is a bank that is ready and willing for this digital era. Anyone with an older bank account or your typical street banks, don’t get the same ease of access or control management from Monzo. The app is super easy to use and do everything!!! Natwest was my original bank and the app is only just bringing in functions that Monzo have had for years. I have moved everything over to Monzo as I love it. I even have a joint account with my brother to manage our tenancy and bills. Reviewed on: 16th April 2024

Convenient and user friendly

5
Super convenient to sign up and use, very user friendly experience. They're also releasing new features regularly, which are all good in my experience. Reviewed on: 16th April 2024

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