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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2510)

Good for credit score

Always a great customer service and flex is really handy in keeping spending while also working to increase my credit score Reviewed on: 23rd May 2024

Genius approach

I have never had problems with Monzo and I’m always made aware of when I’m spending too much and the options to make payments and then flex them later is a game changer. Reviewed on: 20th May 2024

Monzo flex has really helped me manage big payments.

Monzo flex has really helped me manage big payments. I love that I can adjust the limit and feel in control of my budget. Reviewed on: 11th May 2024

Never had an issue, helpful, good app.

Never had an issue, helpful, good app. Reviewed on: 17th April 2024

Like the repayment options

Like the repayment options. It’s different from traditional cards Reviewed on: 17th April 2024

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

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