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Monzo: Personal Loan reviews

Name: Personal Loan
Rating: 4.92 (125 reviews)

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4.92

Based on 125 reviews, last reviewed 25th Mar 2026

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Vedy good servise.perdect Vedy good servise.verynice servise Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor Loan Service too expensive compared to competitors I was granted for a loan up to £16k but the APR was expensive. I managed to get one with a competitor for 4.9%. How can we support a bank we are co... Read more Reviewed on: 12th March 2023

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About this product

Monzo personal loans are available for up to £25,000.

In the Monzo app, your loan sits alongside your pots, so you can see the progress you're making. You can also give it a name and add an image of your choice.

Monzo personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Personal Loan reviews (125)

Review of the Monzo, Personal Loan:

Best Bank about!

I love how user friendly and easy to manage my loan is on the app. Customer service and experience is second to none. Reviewed on: 3rd March 2023

Vedy good servise.perdect

Vedy good servise.verynice servise Reviewed on: 25th March 2026

The loan process was quick, easy and stress free.

The loan process was quick, easy and stress free. Reviewed on: 20th March 2026

Best bank

I use monzo for savings as they offer high interest rate, for investments , personal loan which they only charge me with a low interest and their app is user friendly Reviewed on: 20th March 2026

I have had no problems with this bank in all these y...

I have had no problems with this bank in all these years, I only use Monzo for my funds, they are the best Reviewed on: 6th March 2026

Great Service

The bank can note your circumstances and adjust your repayments accordingly without alarming the customer Reviewed on: 6th March 2026

Simple and modern banking

I've been using Monzo for a year now and I love how easy it is to manage my budget. The 'Pots' feature helps me save money effortlessly, and getting instant notifications for every transaction gives me peace of mind. Customer support has always been helpful when I had questions. Highly recommend for anyone looking for a modern banking experience. Reviewed on: 6th March 2026

Amazing they are very helpful the only bank that hel...

Amazing they are very helpful the only bank that helped me loads of perks always Reviewed on: 14th February 2026

Was getting messed around with forms and red tape fo...

Was getting messed around with forms and red tape for a loan , decided to try my Monzo , within a minute the money was in my account and it was a lot cheaper , I was very impressed . Reviewed on: 11th February 2026

Best Bank

I m member from 2019, never had a problem, helpful and they helped me in difficult times , no Bank helped in that time only Monzo, thank you for having me as a customer. Reviewed on: 9th February 2026

Its was not very stressful to get lon legally and ea...

Its was not very stressful to get lon legally and easily Reviewed on: 9th February 2026

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