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Monzo: Savings reviews

4.94
Based on 250 reviews, last reviewed 29th Mar 2026
9700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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3 star
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0%
2 star
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1%

Latest highest rating:

4

quick and easy access with a reasonable interest rate Having Monzo has helped me manage my money better by providing quick and easy access to a current and saving account with a reasonable interest rate. Reviewed on: 29th March 2026
Grant G's avatar
Grant G

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026
Monisola 's avatar
Monisola

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (250)

Monzo review

5
Amazing perks and rates, very easy and efficient to navigate Reviewed on: 23rd February 2026

Excellent saving challenges and travel insurance inc...

5
Excellent saving challenges and travel insurance included was perfect for my travelling Reviewed on: 23rd February 2026

Savings and spaces

5
Good clear instructions and account details. The rates are very understandable. It's easy to move money to the savings account and the space savings which help you save for different things like holidays or treats Reviewed on: 23rd February 2026

I’m passionate about providing excellent customer ex...

5
I’m passionate about providing excellent customer experiences and using technology to make everyday banking simpler. In my previous roles, I developed strong communication, problem-solving, and teamwork skills while supporting customers with account queries, payments, and digital services. I’m comfortable working in fast-paced environments, learning new tools quickly, and handling sensitive information with care. What attracts me to Monzo is its focus on transparency, innovation, and putting customers first. I enjoy finding clear, human solutions to complex problems and helping people feel confident about their finances. I’m particularly interested in working in a collaborative, feedback-driven culture where I can grow, contribute ideas, and deliver support that reflects Monzo’s values. Reviewed on: 23rd February 2026

Excellent and easy banking

5
Excellent and easy banking that allows saving to be made very easily and doesn't feel like a generic numbers on screen bank. Monzo offer so much more like saving challenges and pay day boosts that help you save and sometimes get paid to save if your lucky to win. Perks is well worth the money with a railcard, Greg's treat and an inflated savings rate. Reviewed on: 23rd February 2026

Accelerated saving habits

5
It accelerates your saving habits by making saving fun and possible more importantly. Reviewed on: 23rd February 2026

Monzo was a fantastic discovery .

5
Monzo was a fantastic discovery in the online banking world. Easy to use. Reviewed on: 23rd February 2026

Great and simple for students, easy way to keep trac...

5
Great and simple for students, easy way to keep track of money and the savings pots can help young people save money and become financially responsible and independent. Reviewed on: 23rd February 2026

More options , better choice and convenience

5
More options and better choice and convenience Reviewed on: 22nd February 2026

BEST CUSTOMER SERVICE

5
BEST CUSTOMER SERVICE, they give you perks simply... using them? and you cant forget Greg at Monzo's Linkedin account :) Reviewed on: 20th February 2026

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