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Monzo: Savings reviews

Name: Savings
Rating: 4.83 (267 reviews)

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4.83

Based on 267 reviews, last reviewed 25th Apr 2026

12% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Monzo Cash ISA Savings My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one plac... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (267)

Monzo really helped me to save subconsciously!

Monzo really helped me to save subconsciously! Before I knew it money was adding up! Wish they were a little more rewarding to customers though, gifts never hurt when you can see how much is in my bank accoun. Reviewed on: 12th March 2026

Amazing Monzo

I’ve been with Monzo a few years now. We ordered a card so we can spend money abroad hassle free. I’ve never had any issues with them and will continue to use this card for any savings and holiday money Reviewed on: 12th March 2026

Monzo super easy to use and has a very clean user in...

Monzo super easy to use and has a very clean user interface. I find it really easy to bank transfer and such. Glad I picked them for banking needs Reviewed on: 12th March 2026

am deeply disappointed and shocked by Monzo’s beha...

I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s account the same way — no explanation, no courtesy, no genuine reason. Just an abrupt closure that left us confused, stressed, and inconvenienced. A bank that claims to be “transparent” should not treat customers like they are disposable. There was zero communication, no chance to resolve anything, and no respect for the people who trust them with their money. This experience has caused unnecessary emotional and financial stress for my family. If Monzo can randomly close accounts without warning, then no customer is truly safe. I would strongly advise anyone considering Monzo to think twice before trusting them with your hard‑earned money. Reviewed on: 11th March 2026

You get more than what you paid for

Best Bank paying for subscription that offers you more than what you paid for. Plus the credit card installment options are very helpful on managing your finances Reviewed on: 8th March 2026

It is available and no issues when going overseas we...

It is available and no issues when going overseas we can use it anywhere.No deductions in our savings and easy to access during shopping online. Reviewed on: 7th March 2026

Love the features and the saving pots

Love the features and the saving pots Reviewed on: 6th March 2026

Easy to use app which does everything I need.

Easy to use app which does everything I need. Speed of transactions is better than most other banks. Reviewed on: 6th March 2026

Excellent pot functionality and easy access

Excellent pot functionality and easy access Reviewed on: 6th March 2026

Monzo is a fresh breath of air

I’ve been using Monzo bank for a while now, and it has completely transformed how I manage my money. If you’re tired of the clunky interfaces and slow updates of traditional banks, Monzo is a breath of fresh air. Reviewed on: 6th March 2026

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