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Monzo: Savings reviews

4.97
Based on 208 reviews, last reviewed 17th Feb 2026
5600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
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0%
2 star
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0%
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0%

Latest highest rating:

5

The Monzo saving come in different forms,The one tha... The Monzo saving come in different forms,The one that is currently going on is 1P saving were everyday you save 1 p extra and by the end of the year ... Read more Reviewed on: 17th February 2026
Maryjane's avatar
Maryjane

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (208)

1p Saving

5
The 1p savings scheme was a fun way to engage with saving and has helped me keep up with saving since the scheme for 2025 closed. Reviewed on: 10th February 2026

Great bank enthusiast fun modern.

5
Great bank enthusiast fun modern. Reviewed on: 10th February 2026

I used to be with Ulster Bank, now I’m with Monzo!

5
I used to be with Ulster Bank, now I’m with Monzo and the amount of saving features and benefits it has compared to other banks is absolutely fantastic! plus the savings rate is super competitive and one of the best out there! Reviewed on: 10th February 2026

Various saving schemes from the 1p challenge to the...

5
Various saving schemes from the 1p challenge to the regular saving plans, all really simple to setup and maintain Reviewed on: 9th February 2026

Love how easy it is to save.

5
Love how easy it is to save. Those pots is all we needed and yet... nobody had done it before Monzzzzzzo! Reviewed on: 9th February 2026

Makes saving fun.

5
Makes saving fun. Easy to set up. All I need in one handy app. Excellent service Monzo. Reviewed on: 9th February 2026

Saving has been made so easy.

5
Saving has been made so easy. Opening closing pots and moving money around easily and seamlessly. So easy to keep track and stay on top of finances. Love it!! Reviewed on: 9th February 2026

User friendly!

5
It’s a really easy bank to deal with - It’s user friendly! Reviewed on: 9th February 2026

Being dragged into the 21st century

5
Loved the card as an alternative to my main debit card. Was advised by our son to open a savings account - so easy, so safe ,absolutely great, with options at the end of the year as to what to try next. mThere was no pressure, just helpful advice. Reviewed on: 9th February 2026

Great way to save great incentives

5
Great way to save great incentives Reviewed on: 9th February 2026

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