Smart Money People Logo

My Community Bank : Personal loan reviews

4.90
Based on 3,219 reviews, last reviewed 27th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super quick and easy to navigate, borrowing money ca... Super quick and easy to navigate, borrowing money can be scary this has always felt like a safe space. Reviewed on: 27th December 2025
Katherine 's avatar
Katherine

Latest lowest rating:

1

very helpful and friendly , had no problem whatsoever very helpful and friendly , had no problem whatsoever Reviewed on: 25th March 2025
alan b's avatar
alan b

About this product

My Community Bank offer personal loans from £1,500 to £25,000.

Loans can be repaid over a term of 12 to 60 months. You can apply for a My Community Bank personal loan online and there are no arrangement fees to pay.

My Community Bank personal loan reviews help you find out what it’s really like to be a customer. If you’ve used My Community Bank before, you can also leave a review and share your experience.

My Community Bank Personal loan reviews (3219)

Review of the My Community Bank, Personal loan:

The application process and decision was quick and e...

5
The application process and decision was quick and easy. Answered all my questions. I would highly recommend. Reviewed on: 28th March 2025

Such a quick simple transaction.

5
Such a quick simple transaction. The money was in my bank within seconds. Reminders of repayments so you can't go wrong Reviewed on: 26th March 2025

With a poor credit rating, was able to access a loan...

5
With a poor credit rating, was able to access a loan to support my daughter. Reviewed on: 26th March 2025

Recommended.

5
Recommended. Easy and quick application process. Competitive interest rates. Easy to use app, very easy to set up. Reviewed on: 26th March 2025

A fast payout of a large loan, can pay back fairly q...

5
A fast payout of a large loan, can pay back fairly quick. My interest rate is high due to poor credit score but I've had no issues. Reviewed on: 26th March 2025

I found the application process easy to complete.

5
I found the application process easy to complete. had good communication throughout and the payment was quick and hassle free. Reviewed on: 25th March 2025

Excellent service

4
Very good easy application quick response Reviewed on: 25th March 2025

Fast and easy process

5
Fast and easy process from start to finish Reviewed on: 25th March 2025

Quick and easy , very helpful costumer service , the...

5
Quick and easy , very helpful costumer service , the staff guided through the process from the beginning until the money is in my accnt . Reviewed on: 25th March 2025

The loan process was easy and goods rates were offered.

5
The loan process was easy and goods rates were offered. Reviewed on: 25th March 2025

I have had a few loans and credit cards over the years.

5
I have had a few loans and credit cards over the years. I was unbelievably surprised at how fair my community bank was with their rates considering my credit score. A lot of other credit providers seem to want to squeeze as much interest out of you but my community bank appears to actually help you as much as possible with the lowest rates. Reviewed on: 25th March 2025

Do you have a different My Community Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from My Community Bank ?

    View all products