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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.87 (2845 reviews)

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4.88

Based on 2,845 reviews, last reviewed 14th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (2845)

What more can you ask for?!

Great way to get into holding and managing credit. Aqua are transparent, helpful, and intuitive. Great stuff!! Reviewed on: 11th May 2023

Credit Card Crazy

The aqua card has helped me build my credit score to the highest it’s ever been. It’s also helped me financially especially in this current economy. I would highly recommend Reviewed on: 11th May 2023

Aqua credit card

Best credit card I have ever had Reviewed on: 11th May 2023

Great credit card

Super easy app to use, staff always helpful when you get in contact with them. You can set up direct deposits so you never miss a payment. They use multiple forms on communication so you know exactly what’s going on with your credit card Reviewed on: 11th May 2023

Helpful Staff, reminders and Aqua were able to help during a tough time i had

I have a large account with aqua due to a change in my life and with there help I was able to replace white goods and pay essential bills, Aqua even gave me a credit card holiday when I was unable to pay, I get frequent reminders for future payments which allows me to plan and make the payments on time, the staff are very helpful and have actioned all my requests quickly, very happy with the good customer service and will continue to use them going forward. Reviewed on: 11th May 2023

Goo service

Had an AQUA card nearly 3 years never had a problem, credit limit increased a few times, when I had to contact them, which has been rare, I have received a satisfactory response. Reviewed on: 11th May 2023

Good card if you don't spend much on it

If you don't spend much, and maintain low usage % then this card is very nice. Good credit limit and a great app. However, if you need to spend majority of your credit at any point, be mindful that your interest rate will go through the roof - and I'm NOT speaking about if you miss a payment or go over, no. Just simply have high usage %s and it shoots up. With little to no notice from Aqua, at that. So just something to keep in mind! Reviewed on: 11th May 2023

Great Card And Company

Great app, easy to see your transactions and pay your bills. I never have to contact Aqua about anything. Just how it should be, stress free... Reviewed on: 11th May 2023

Efficient

Very efficient, fits into my digital lifestyle. Reviewed on: 11th May 2023

Excellent credit builder!

I’ve had aqua for a few years, when I thought no credit cards would accept a fresh out of uni, back home with parents 21 year old, but Aqua did! They’ve helped me build my credit score, with reminders when to pay my balance, opportunities to increase my credit limit and countless of helpful credit building tools on their app! Everyone knows I love my aqua card, and the cute little smiley face on the app! Reviewed on: 11th May 2023

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