Smart Money People Logo

NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (3309)

Have never had cause to regret since I started using...

5
Have never had cause to regret since I started using aqua Reviewed on: 9th May 2024

percentage just too high , signature not feasible to...

3
percentage just too high , signature not feasible to take the money and pay 40 or 50% APR just too much. Reviewed on: 9th May 2024

I have been using the Aqua for a few years, and comm...

5
I have been using the Aqua for a few years, and communication is really great in terms of passing information, and it has really helped in building my credit score and credit as well, I have another card and don't even use as I was stuck on a particular limit and still stuck there, and I had to switch to aqua and still using it till date and never looked back on it. I have recommended some of my friends as well who have been trying to get on with Aqua and wish I could really help more as it has to go through the checks. I will give the stars again for the service. Thank you. Reviewed on: 9th May 2024

Always very helpful and able to help get it set up a...

5
Always very helpful and able to help get it set up and any issues I have their great at getting back to you Reviewed on: 9th May 2024

Excellent customer service and lots of communications.

5
Excellent customer service and lots of communications. Reviewed on: 9th May 2024

Smooth and easy interactions, everything's clear and...

5
Smooth and easy interactions, everything's clear and it's easy to manage your credit through them. The app is convenient and navigating ut is easy, all in all one of the better credit providers Reviewed on: 9th May 2024

Aqua Credit is a very good solution for me.

5
Aqua Credit is a very good solution for me. App is fantastic and easy to use, excellent customer service and very helpful, highly recommend. Reviewed on: 9th May 2024

East to contact and problems solved everything can b...

5
East to contact and problems solved everything can be done on line Reviewed on: 9th May 2024

It has been fantastic all the way

5
It has been fantastic all the way Reviewed on: 9th May 2024

Aqua is quick and easy to apply .

5
Aqua is quick and easy to apply for and they give you an answer regarding your credit needs almost immediately Reviewed on: 9th May 2024

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2286 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.89 from 541 reviews
    NewDay
    View all products