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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Always had a great experience with Aqua credit.

Always had a great experience with Aqua credit. Reviewed on: 25th February 2026

It is amazing company I love it amazing customer Ser...

It is amazing company I love it amazing customer Services I love it. Reviewed on: 25th February 2026

Aqua credit card and service is fantastic!

I had poor credit, they offered me a card and I have payed on time if not before and my credit score has increased because of Aqua Reviewed on: 25th February 2026

I recommend great card and serviaqua ce

I recommend great card and service Reviewed on: 25th February 2026

Never had a problem with Aqua.

Never had a problem with Aqua. The way payments work is incredibly convenient as well. Other providers I’ve tried do not cancel the direct debit per month when paying off in full beforehand, and the way Aqua handles it really does streamline the experience and provide peace of mind. Reviewed on: 25th February 2026

Helps a lot in building credit score

Helps a lot in building credit score Reviewed on: 25th February 2026

Very goo service provider and no problem face at any...

Very goo service provider and no problem face at any time and any where including international travel Reviewed on: 25th February 2026

All good

Just used as a normal credit card and been fine. Nothing special i.e. no cash back or rewards Reviewed on: 25th February 2026

The Aqua credit card is primarily designed for peopl...

The Aqua credit card is primarily designed for people looking to build or rebuild their credit history, making it a common option for those who may not qualify for mainstream cards. It typically offers straightforward approval checks, no annual fee on most versions, and helpful account management tools via its mobile app, which can be useful for tracking spending and payments. However, the card’s main drawback is its relatively high interest rates, meaning it’s best suited for users who can repay their balance in full each month rather than carry debt. Credit limits also tend to start low, which can be restrictive but manageable for credit-building purposes. Overall, the Aqua card can be a practical stepping-stone toward better credit if used responsibly, though it is not ideal for long-term borrowing or rewards. Reviewed on: 25th February 2026

aqua working good.

aqua working good. customer service perfect. online application very easy. App very useful. Reviewed on: 25th February 2026

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