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NewDay: Aqua credit cards reviews

4.71
Based on 3,313 reviews, last reviewed 13th Jun 2026
98% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026
Kimberley's avatar
Kimberley

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026
Umut Alpkan's avatar
Umut Alpkan

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

Very goo service provider and no problem face at any...

5
Very goo service provider and no problem face at any time and any where including international travel Reviewed on: 25th February 2026

All good

5
Just used as a normal credit card and been fine. Nothing special i.e. no cash back or rewards Reviewed on: 25th February 2026

The Aqua credit card is primarily designed for peopl...

5
The Aqua credit card is primarily designed for people looking to build or rebuild their credit history, making it a common option for those who may not qualify for mainstream cards. It typically offers straightforward approval checks, no annual fee on most versions, and helpful account management tools via its mobile app, which can be useful for tracking spending and payments. However, the card’s main drawback is its relatively high interest rates, meaning it’s best suited for users who can repay their balance in full each month rather than carry debt. Credit limits also tend to start low, which can be restrictive but manageable for credit-building purposes. Overall, the Aqua card can be a practical stepping-stone toward better credit if used responsibly, though it is not ideal for long-term borrowing or rewards. Reviewed on: 25th February 2026

aqua working good.

4
aqua working good. customer service perfect. online application very easy. App very useful. Reviewed on: 25th February 2026

Good I very like aqua credit card

5
Good I very like aqua credit card Reviewed on: 25th February 2026

Best Card I got!

5
Great! Easy and a reliable. High credit limit start. Transactions managed in the app easily. Reviewed on: 25th February 2026

reliable

5
reliable card safe procedure quick information when needed trustworthy Reviewed on: 25th February 2026

Credit card aqua

5
I got accepted from this credit card and from the start it’s been easy to manage money and control and amazing customer service and as well they always email and keep me updated on anything that’s important! Honestly they’ve helped my credit score go up so much and it’s been the greatest thing I’ve done Reviewed on: 25th February 2026

Good customers customer

5
Very Good customer service sorted my concerns out Reviewed on: 25th February 2026

Been with newday/ aqua for a little while now and so...

5
Been with newday/ aqua for a little while now and so far so good haven’t got any complaints Reviewed on: 25th February 2026

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