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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.71 (3313 reviews)

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4.71

Based on 3,313 reviews, last reviewed 13th Jun 2026

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

Good service all round and never had any problems

Good service all round and never had any problems Reviewed on: 25th February 2026

Great to build credit score

Not had to use customer service yet but everything has been easy to use and understand. Reviewed on: 25th February 2026

Good Credit Card

This is a great credit card. They initially offer a generous credit limit, and if you maintain a good credit history and payment record, they typically increase the limit every 3–4 months. The mobile app is very convenient and user-friendly, with many useful features to manage your account easily. Overall, a very positive experience so far. Reviewed on: 25th February 2026

A great way to build your credit as a young person

The Aqua cards are a great way to build your credit score quickly as a young person. It was easy to set up, I was approved instantly and have been building my credit score rapidly ever since. Overall it’s been a great and reliable credit card with great features that keep you informed about how you can improve your credit through personalised feedback. Reviewed on: 25th February 2026

Easy to apply and great application

Easy to apply and great application Reviewed on: 25th February 2026

I spend before I have, and that's a good thing.

I spend before I have, and that's a good thing. Reviewed on: 25th February 2026

Excellent Financial Provider great interface and exc...

Excellent Financial Provider great interface and excellent customer service Reviewed on: 25th February 2026

My interest rate is is very high I would like for it...

My interest rate is is very high I would like for it to be reduced Reviewed on: 25th February 2026

I used Aqua C/Card years ago and they were brilliant.

I used Aqua C/Card years ago and they were brilliant. And as a new customer again they have still looked after me. Reviewed on: 25th February 2026

The Aqua credit card is a solid choice if your main...

The Aqua credit card is a solid choice if your main goal is to build or rebuild your credit score and you’re disciplined about paying in full each month. It’s not designed for long-term revolving balances, big international spends, or as a general rewards card, but as a stepping stone back into mainstream credit it performs well for many users. Opinions vary, so it’s worth checking your eligibility and reading terms carefully before applying. Reviewed on: 25th February 2026

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