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NewDay: Aqua Credit Card reviews

4.88
Based on 2,845 reviews, last reviewed 14th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Best ever credit card in the uk- Best ever credit card in the uk- Reviewed on: 14th July 2025
Nilakantha Kuila's avatar
Nilakantha Kuila

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025
Trevor D's avatar
Trevor D

About this product

NewDay Aqua reviews can help you to find out about the pros and cons of the Aqua credit card. What kind of features do NewDay customers like? Find out more about the NewDay Aqua by reading our trusted Smart Money People reviews. You can also write your own NewDay Aqua reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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NewDay Aqua Credit Card reviews (2845)

Aqua has helped me build my credit.

5
Aqua has helped me build my credit. Customer service is brilliant with low wait times. The app is intuitive and easy to use and is also updated regularly. Would recommend. Reviewed on: 24th February 2025

I love Aqua

5
Aqua Bank has been a reliable credit card provider for me, offering a solid option for rebuilding credit. Their app is user-friendly, and tools like Aqua Coach help track credit progress. Customer service is generally responsive, and the Trustpilot rating of 4.3 reflects decent satisfaction. It’s not perfect—low credit limits and fees can sting—but it’s effective for credit-building when used wisely. Reviewed on: 24th February 2025

Helpful but quite high APR

4
Aqua were very helpful at a time where my credit score was not being accepted in most places. Got a good credit limit (with the occasional increase offers) then but could do with a review of APR once in a while just like the occasional credit limit increases. Reviewed on: 24th February 2025

Excellent customer service and good value credit card.

5
Excellent customer service and good value credit card. Reviewed on: 24th February 2025

Excellent card for credit building

5
Have had no issues and have had a great experience as a customer, perfect card for people wanting to build credit and the app is a perfect way to keep on track of spending and charges. Always recieve notifications on what is happening with my account. Reviewed on: 24th February 2025

Great for building my credit rating

4
Great for building my credit rating Reviewed on: 24th February 2025

Great fast and fair service.

5
Great fast and fair service. Never had any issues Reviewed on: 24th February 2025

I struggled to get credit but aqua gave me a credit...

5
I struggled to get credit but aqua gave me a credit card. It’s has helped me to build my credit score thank you aqua Reviewed on: 24th February 2025

Aqua I very well know credit card it is very...

5
Aqua I very well know credit card it is very friendly Reviewed on: 24th February 2025

Easy and convenient

5
The app makes the credit card easy to use, with clear and transparent information. There are regular reminders for payment as well as communication if you are at risk of going over your credit level. Simple to use and with regular credit limit increase reviews, I’m very happy with the whole experience. Reviewed on: 24th February 2025

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