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NewDay: Aqua credit cards reviews

4.89
Based on 3,244 reviews, last reviewed 4th Mar 2026
36900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good services Nice and excellent service. It is easy and fantastic Reviewed on: 4th March 2026
Arslan Ramzan's avatar
Arslan Ramzan

Latest lowest rating:

2

Handy for emergency not to be relied on Handy for emergency not to be relied on Reviewed on: 25th February 2026
Laura M's avatar
Laura M

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3244)

Fraud marker

1
I been using the card in 2020 suddenly I get a Cifas report they left a red mark on my credit profile which is effecting me for no reason Reviewed on: 27th November 2023

0 stars if I could

1
I would give 0 stars if I could. This company failed to shut down my credit card after I paid it off in full two years ago. They processed an automatic payment from Amazon on a card that had expired two years prior. Letters went to my old address and I got 6 missed payments on my credit file. They first told me the call had cut off which I know was a lie, then when I requested a copy of the voice recording they said it was in post to me, then send a final response letter saying they no longer had the data. Absolutely disgusting. This prevented me remortgaging a lot of my properties, it is now with the financial ombudsman. Anne Marie from the complaints department had no desire to help my situation whatsoever, her lack of empathy was a disgrace. She would not allow me to speak with a manager and terminated the call after I'd told her my mental health was suffering from this situation. She did not care. The worst company I have ever dealt with. I have recorded all calls, will be taking legal action and seeking a lot of compensation. Reviewed on: 22nd November 2023

The best there is.

5
I have been with New Day for quite a few years now. 100% happy with this company. An Aqua Credit Card was the best card i have had, any help o e needs, New Day are there to help. No hassle, no complaints and a great customer service. Could'nt have better. Thank you New Day. Reviewed on: 20th November 2023

Amazing company

5
Brilliant company, very easy to use app, staff were very helpful over the phone, never had a problem with this account Reviewed on: 14th August 2023

Very good

5
Very helpful company with a good product to use Reviewed on: 29th June 2023

helpful and understanding company

5
Since getting into financial difficulties, Newday have been supportive and have listened to my situation and problems. We have tailored solutions to suit. I have had far less positive experiences with other credit lenders in the past Reviewed on: 1st June 2023

user friendly quick easy service every time

5
amazing for managing money and growing credit score app is amazing let’s you amend your limit see your spending etc so clearly best product for credit Reviewed on: 31st May 2023

Great company

5
It's hard these days with finances, especially with the cost of items soaring. Newday have helped me get thru this time with just the right amount of credit and at a affordable rate. It is also building my credit rating into the bargain. Friendly, professional and knowledgeable people. Reviewed on: 31st May 2023

Happy customer

5
This car has helped us improve our credit scores and the app is so easy to use . Reviewed on: 24th May 2023

Good card

5
Have used this card for running my business. Try to pay in full each month to avoid the interest. Good card, no issues Reviewed on: 23rd May 2023

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