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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Amazing bank, helps me build my credit score

5
Best bank, they're helping me build my credit score in a safe way Reviewed on: 9th February 2023

Good experience overall

5
Very easy to set-up and very customisable - being able to request and alter credit limits is a good feature. Reviewed on: 9th February 2023

Effortless

5
Never had a problem very easy to use app and built my credit up which has been rewarding. Reviewed on: 9th February 2023

Has helped so much

5
I wasn't accepted for a credit card by my bank or by Tesco - both of which I have been a customer with for years - because I was part time. Aqua accepted me and gave me the opportunity to build my credit which I have done. Can't thank them enough as it has also helped down the line securing a mortgage as well as my partner was also building his credit with an Aqua card. Reviewed on: 9th February 2023

Good card to build credit

4
Great card to build credit…user friendly app with lots of payment options to keep you on track. Reviewed on: 9th February 2023

Experience that very good customer service provide to resolve the issue

5
Excellent service provider , firstly the app is easy to use if still the issue very good customer services has been given. Reviewed on: 9th February 2023

Excellent

5
I have 3 card accounts with new day, the service is excellent and good clear apps Reviewed on: 9th February 2023

Big Fan

5
I’m a big fan of this card and the app to show the card activity. I’m always kept up to date of any changes and important information. Reviewed on: 9th February 2023

Great Customer Experience

5
Easy to use app, easy application and regular updates of credit limit. No issues after 12 months of using Aqua. Reviewed on: 9th February 2023

Good review

4
Really good service I'd recommend Reviewed on: 9th February 2023

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