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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.71 (3313 reviews)

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4.71

Based on 3,313 reviews, last reviewed 13th Jun 2026

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Been with NewDay(Aqua for many years. Been with NewDay(Aqua for many years. My exhusband left me with a lot of debt and Aqua were great. Now have a gold card and always pay my as soon as I... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Day time robbery. Day time robbery. Stay away from these thefts. I make a payment of £200, they add £167 interest. I wanted to close my balance in full and got a verbal... Read more Reviewed on: 13th June 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3313)

Excellent

Everything has been straightforward and easy. Really happy. Reviewed on: 9th February 2023

Aqua are amazing

Aqua is one of the best credit cards I've had. Customer service is excellent. Interest rates are competitive and with the app its easy to keep on track of my spending. Reviewed on: 9th February 2023

Actually a decent credit card company

Firstly, I was very pleased to have been accepted right away and the initial credit limit was exactly what I was looking for. After just a few months I got a significant increase and then another one. My credit report has improved which is something I have been working towards. I am a very happy customer. Aqua saved me when it was really needed. Reviewed on: 9th February 2023

Easy to manage money

The app is easy to navigate and make payments and set limits and if you have any issues they have help pages that are easy to use so the right person can help you Reviewed on: 9th February 2023

Amazing bank, helps me build my credit score

Best bank, they're helping me build my credit score in a safe way Reviewed on: 9th February 2023

Good experience overall

Very easy to set-up and very customisable - being able to request and alter credit limits is a good feature. Reviewed on: 9th February 2023

Effortless

Never had a problem very easy to use app and built my credit up which has been rewarding. Reviewed on: 9th February 2023

Has helped so much

I wasn't accepted for a credit card by my bank or by Tesco - both of which I have been a customer with for years - because I was part time. Aqua accepted me and gave me the opportunity to build my credit which I have done. Can't thank them enough as it has also helped down the line securing a mortgage as well as my partner was also building his credit with an Aqua card. Reviewed on: 9th February 2023

Good card to build credit

Great card to build credit…user friendly app with lots of payment options to keep you on track. Reviewed on: 9th February 2023

Experience that very good customer service provide to resolve the issue

Excellent service provider , firstly the app is easy to use if still the issue very good customer services has been given. Reviewed on: 9th February 2023

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