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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Aqua - not just for rebuilding credit.

Aqua make the whole process of applying for a card so simple. No stress at all! The interest rate is very competitive and as long as the account has been administered in a responsible manner the limits are regularly reviewed and set according to your needs. Highly recommended. Reviewed on: 9th February 2023

Great card

The app is very easy to use, it makes it very clear and always just a call away if you need any help Reviewed on: 9th February 2023

Best credit card

I’ve got loads of credit cards but aquq is by far the best Reviewed on: 9th February 2023

Really happy with Aqua

The Aqua app is great and so easy to use. You can keep up to date instantly on all transactions, never miss a payment it’s very user friendly. I would definitely recommend. Reviewed on: 9th February 2023

Fantastic service

Great customer service and easy to use app which makes managing my finances easier. Especially love the “pay online payit” service as it makes making payments convenient and very efficient. Reviewed on: 9th February 2023

Great credit card for building credit

I have had a really positive experience with Aqua as my first credit card. They have always been very clear about any charges and the interest rate is fantastic especially considering I didn’t have a great credit score before hand due to never having any credit. I honestly really recommend Aqua as a card for building credit. I appreciate their straightforward and transparent approach as a lender. Reviewed on: 9th February 2023

Best of the best

Best of the best..they offer best services, best awards and good rate Reviewed on: 9th February 2023

New Day is a great Bank

New Day has been helpful to me am proud to be part of them Reviewed on: 9th February 2023

Decent starter credit card

I was new to credit cards and Aqua was a good starter option and accepted me even though I was a student at the time on a low income. For that reason I really rate them, but the reason for lower star rating was their app is just not very good. Its difficult to understand. They should invest in making it much more user friendly for people new to credit. Reviewed on: 9th February 2023

Great company

The staff are very helpful and sort out problems very successfully and promptly on first call in. Unlike other companies . Reviewed on: 9th February 2023

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