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NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
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1%
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0%
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1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

So easy to manage!

5
I found myself in a very stressful and sudden circumstance just recently. Had it not been for Aqua, my horse's vet bill would have kept increasing far faster than I was able to pay it off! As a result, the vets told me they were going to cease treatment! I dare say that if it wasn't for Aqua, that my horse would no longer be in my life. Thankyou Aqua! Reviewed on: 9th March 2022

A Little Extra !

4
We all need a little extra help financially from time to time. An Aqua credit card gives you peace of mind and the flexibility to cover any money shortfall. It's a simple easy solution in these difficult times. Reviewed on: 9th March 2022

Best credit card bank

5
This is the first credit card that will their customers opportunity to transfer money to their current account for 3% interest charges up until 9 months. They are amazing to be honest. Reviewed on: 9th March 2022

Best service

5
Easy to understand and use the app, brilliant customer service, prompt response and very helpful. Reviewed on: 9th March 2022

Always ready to help!

5
When I needed help New Day were there for me. Excellent service and made me feel that I mattered. Reviewed on: 9th March 2022

Helpful and easy to use.

5
The Aqua credit card is very easy to use with a fantastic app to keep track of spending and advice on how to improve your credit score. I would highly recommend to people who are starting out with credit. Reviewed on: 9th March 2022

Simple

5
Great experience with Aqua so far. I tend to use my account when i do not have my purse with me. It has been extremely helpful ! Reviewed on: 9th March 2022

Helped build my credit score.

5
Got this card to help with credit score and it’s massively improved. Reviewed on: 9th March 2022

Easy to use! Helpful and educational.

5
I really like the app and the helpful tips inside it. I like the option to join the coaching towards better credit score and I like how motivating it is to see my credit score go up every month as I follow their tips towards better credit score. Very good tool even for someone like me who until recently had completely no interest in things to do with money and credit and finances overall. It’s so nicely laid out it’s easy to take in my stride! I know payment has to be done on time and to spend less than I can actually afford to avoid falling behind. Having to his card has taught me better money management techniques. Thank you Aqua for giving me a chance and for increasing my credit limit too! It sure comes handy!! Reviewed on: 8th March 2022

Best ever credit card for starters

5
As a new starter aqua give best experience with easy and useful app Reviewed on: 8th March 2022

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