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NewDay: Aqua credit cards reviews

4.88
Based on 2,848 reviews, last reviewed 28th Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

customer servic... Ihave had good experience and there customer service is good can talk well and clearly what ever the issues are and easy to unstand our to use the ... Read more Reviewed on: 28th January 2026
mrs b gilding 's avatar
mrs b gilding

Latest lowest rating:

1

Untrustworthy company The adverts paint the cards as good for those with a poor credit rating but they put me onto a pay down scheme and then they sold my account to a debt... Read more Reviewed on: 29th May 2025
Trevor D's avatar
Trevor D

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (2848)

Highly recommended

5
Best way to build your credit, easy to use Reviewed on: 8th March 2022

Very good service

5
Excellent service would definitely recommend them Reviewed on: 8th March 2022

Thank you!

5
I’ve always had good credit but the fact that I’ve never had a credit card or loan was going against me. I applied for a Aqua Credit Card and haven’t looked back! My limit has been increased twice since first receiving my card due to good management of my initial limit. This to me shows Aqua are treating me as an individual, which is definitely something I look for in a bank! My credit score has gone up and I have some extra reassurance with a Credit Card available in case of emergencies. Thank you Aqua! Reviewed on: 8th March 2022

Comfortable

5
It very nice to have Aqua credit build your credit and more comfortable Reviewed on: 8th March 2022

My best buddy in my wallet

5
I got lots of credit cards in my past, but when I got this Aqua card I feel like I got everything. Online platform is very user friendly. Service reminder is up to the date, over all very satisfied. Reviewed on: 8th March 2022

Good customer service

5
Aqua it a very good credit card company very helpful Reviewed on: 8th March 2022

Excellent Service

5
Since having a fairly low CR aqua via their coach service has helped me manage my credit and increase my eligibilty criteria and credit rating. All services are quick and efficient and i am kept fully up to date. With better credit management i have acheived 2 limit increases. All info is simple and clear with no jargon Reviewed on: 8th March 2022

Sensible, flexible credit

5
I had made a mess of my credit score, feeling like I would never get back on track. Aqua appeared to have very good interest rates for someone with a credit score like mine so I took the chance and applied after seeing my likely to be accepted % was high. The application was easy & stress free. Card arrived promptly. Credit limit very sensibly managed. App makes it very easy to see where I'm at and make payments. Reviewed on: 8th March 2022

Great for managing credit

5
A useful tool for managing and improving credit. Great easy to use app too. Reviewed on: 8th March 2022

Good service

5
I have nothing but good service, the app is really easy to use and keeps me up to date Reviewed on: 8th March 2022

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