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NewDay: Aqua credit cards reviews

Name: Aqua credit cards
Rating: 4.89 (3309 reviews)

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4.89

Based on 3,309 reviews, last reviewed 20th Apr 2026

14000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026

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About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

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NewDay Aqua credit cards reviews (3309)

Best banking experience in the market

Easy to use. Excellent customer service and quick responses when you need it. All information is accessible and quick to find on the app and website. Reviewed on: 25th February 2026

I had a great experience with my credit card.

I had a great experience with my credit card. The payment reminders are very helpful, ensuring I never miss a due date. Additionally, the boosted payment feature is a fantastic tool that makes managing my payments more efficient. Reviewed on: 25th February 2026

I have been a customer with them for almost 2 years...

I have been a customer with them for almost 2 years now or more, I have not had any issue using their service. Their mobile app is easy to navigate not too complex and intervals I am offered credit increase. Reviewed on: 25th February 2026

Benefit loaded credit provider and support

I got their credit card and their app has so many tips to improve your credit rating and loads of cashback offers. They also periodically review your credit limit based on your use. In less than 6 months using the card, I got a credit limit increase offer. I also save loads with cashback offers periodically they provide credit transfer offers. They also have the option to pay for your purchase installmentally. There are various analytics on the app to help track your usage and get tips to get more savings and improve credit score. Truly a satisfying experience. A one stop shop with many options to guide you. Reviewed on: 25th February 2026

Hassle free.

Hassle free. Easy to use. Gave me a card when I was struggling to get one. Reviewed on: 25th February 2026

I had great experience.

I had great experience. Got my amount increased 3 times. Only thing is when you borrow this much just keep in mind you have to pay it back. Reviewed on: 25th February 2026

Faultless

Had aqua for about a year and cannot fault them Reviewed on: 25th February 2026

Good, easy to use

The app is way to use and user friendly Reviewed on: 25th February 2026

Gives me piece of mind when I am low on funds in my...

Gives me piece of mind when I am low on funds in my debit account. Reviewed on: 25th February 2026

It has been smooth since I joined.

It has been smooth since I joined. Aqua was my first card, and I started off with a very low credit score. But my score has gradually improved. Reviewed on: 25th February 2026

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