Smart Money People Logo

NewDay: Aqua credit cards reviews

4.89
Based on 3,309 reviews, last reviewed 20th Apr 2026
14000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always on had to help when needed. Always on had to help when needed. Clear communication, and easy to use app Reviewed on: 20th April 2026
Kemi's avatar
Kemi

Latest lowest rating:

2

High interest rates and punitive charges damaging I don’t believe adding additional fees to the customer that is already paying extortionately high interest rates helps the customer in any way. They d... Read more Reviewed on: 24th March 2026
Kim's avatar
Kim

About this product

Aqua credit cards are available for everyday spending, building credit and balance transfers.

Aqua adjust your credit limit as they get to know you and could increase it if you manage your account well. The Aqua Classic card is specifically designed to help you build your credit score.

Aqua credit card reviews help you find out what it’s really like to be a customer. If you’ve used Aqua before, you can also leave a review and share your experience.

Review NewDay: Aqua credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Aqua credit cards reviews (3309)

Good for rebuilding credit rating

5
My Aqua credit card is an affordable way to rebuild my credit rating after a messy divorce Reviewed on: 8th March 2022

The best credit score builder

5
Easy to use , verry good to built your credit score , good for shopping, You can pay online in store , everywhere. Also a very smart and easy app straight on your phone . Highly recommend! Reviewed on: 8th March 2022

Great card to build your credit score

5
I found out about Aqua Card from one of youtube videos recommending it as a great card to use as a credit score builder. Signing up was easy and over past two years I managed to improve my score significantly! Reviewed on: 8th March 2022

Aqua by Newday

5
This credit card is my greatest strength now a days. I have got a starting credit limit from £1200 and within 6 months they have double by credit limit. My wife is also using this credit card with the same credit limit.I am very confident because I am secured by Aqua credit card in terms of financial ability. Reviewed on: 8th March 2022

Cannot fault Aqua

5
I took my first credit card out with Aqua and it was quick and simple. I did it online and then gave them a ring to question some things and they were more than helpful and made sure I completely understood everything. They acknowledge when your paying off your credit card and offer credit limit increases and other offers to make you feel valued as a customer. Everyone who asks about getting a credit card I always direct to Aqua. Even when I work for a credit card company myself!! Reviewed on: 8th March 2022

Wonderful service and the app is perfect.

5
I have found the service excellent, the app easy to use and the company as a whole brilliant. Reviewed on: 8th March 2022

Great card

5
Excellent card to set up and use and the online app makes it all very easy to manage. Reviewed on: 8th March 2022

Very good card to build up your credit sore

5
Everything thing is in the right place no hassle as long as you pay on time Reviewed on: 8th March 2022

Really have helped me out

5
Having an Aqua card has really helped me during situations when money has been a bit tight. They have given me a generous credit limit and reward payback on time. I am very happy with them and would recommend them to friends and family. Reviewed on: 8th March 2022

Great company, easy to use.

5
Never had any problems. Very easy to use anf understand. The app is great. Highly recommend. I wish I had gotten my credit card with them in the first place and not bothered to get others. Reviewed on: 8th March 2022

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Bip Credit Card

    from NewDay 4.91 from 2286 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.89 from 541 reviews
    NewDay
    View all products