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NewDay: Bip Credit Card reviews

4.91
Based on 2,284 reviews, last reviewed 7th Mar 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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7%
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0%
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Latest highest rating:

5

Great app and service . Great app and service . Easy to use, clear and shows me what I need and when. Solved a recent issue quickly and without any issues or drama Reviewed on: 7th March 2025
Keith M's avatar
Keith M

Latest lowest rating:

2

Increased interest rate without telling me I took out BIP because of my poor credit score. The int rate was high at 49% but I took it anyway. I didn’t use it right away but when I did use it th... Read more Reviewed on: 10th November 2023
Chris's avatar
Chris

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2284)

Excellent card.

5
It’s flexible to use. And the app is easily managed. Reviewed on: 27th June 2022

Excellent

5
Amazing customer service, easy careless credit card, never had any problems and they always double check large payments to prevent fraud. Would highly recommend Reviewed on: 27th June 2022

Good service

5
Good service I had a problem and they went above and beyond to resolve it. Messaging and emailing me to see if it was resolved I would recommend this card to everyone well done bip Reviewed on: 27th June 2022

Simplicity is the hallmark of great design

5
Keeping things ‘Simple’ I’d recommend Bip for its ‘Simplicity’ - which is exactly what this kind of thing should be. Everything runs smoothly, navigation is a breeze and the application is streamlined. Other providers should take note and buck their ideas up. Reviewed on: 27th June 2022

Excellent

5
Bip is a great credit card.and newday help and support all the way Reviewed on: 27th June 2022

There is no one better

5
Bip is on of the best always looking out for the customer I would and have recommended to everyone Reviewed on: 27th June 2022

Amazing service, amazing bank

5
I cannot fault the service I have received with Bip. They have fixed problems instantly and are always polite and welcoming on the phone. Would highly recommend them to anyone thinking of looking for a cardless account. Reviewed on: 27th June 2022

BIP

5
Decided to take out a BIP account after seeing it advertised in/ around London with the appeal of a digital only account being the attraction so I could use it for work expenses and for things like EV charging. I tend not to carry cards/ cash anymore unless I know I’m going to have any large expenditure. Interest rate is comparable in the current market and they have been very acute at monitoring my card useage and offering credit increases based on my spending and repayment data. All in all a great experience so far for a solely app based/ digital banking service, great communication and not had a single negative issue to date with New Day or the BIP service. Reviewed on: 27th June 2022

Never a blip with Bip

5
I’ve been delighted with BIP. The app is super easy to use. Reviewed on: 27th June 2022

Cardless Credit is amazing!

5
Very straight forward registration, got my credit instantly and able to use bip cardless which is so convenient and newday have been nothing short of helpful every time I’ve had a query! Reviewed on: 27th June 2022

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