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NewDay: Bip Credit Card reviews

4.91
Based on 2,286 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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7%
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0%
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0%
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Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026
Theano 's avatar
Theano

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026
Martin Peters 's avatar
Martin Peters

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

Reasonable card

4
Card is reasonable - average credit limit (even though their sister brand ‘Aqua’ upped my limit). Promotions are good. Sign up promotion was a mess had to keep chasing them due to ‘system issues’. A follow up promotion (spend £30 get £5) worked well. If they have better IT, allow you to request manual credit limit increase and continue to offer promos, hopefully will get a better rating next year. Reviewed on: 9th March 2022

So easy to use even for a beginner like me

5
So helpful and easy to use Was a lifesaver for me when I did my weekly shop and I’d forgotten my bank card .. was so embarrassed but luckily I rememberd I had Bip on my phone never been so relieved Reviewed on: 9th March 2022

The future of credit cards

5
At first I was sceptical about having a cardless account, but Bip really does a great job. It's easy to add the card into Google Pay and the Bip app is well designed and intuitive. I can't fault Bip at all and would highly recommend it to my friends and family. Reviewed on: 9th March 2022

Great app

5
Very easy to use and app is great Reviewed on: 9th March 2022

BIP

5
Bip is excellent you have no hassle with them and you can pay as much as you want to pay Reviewed on: 9th March 2022

Ideal -

5
User friendly, no hidden fees and fair interest rates even for those trying to build a credit rating Reviewed on: 9th March 2022

My review

5
Bip has been so helpful and stress free to use. Reviewed on: 9th March 2022

Easy peasy

5
Such a simple easy and stress free process, absolutely brilliant Thank u Reviewed on: 9th March 2022

Easy and simple to use

5
Reliable and easy to use. Quick and work well with apple phones. Recommend Reviewed on: 9th March 2022

Bip cardless credit

5
From start to finish an amazing customer experience Reviewed on: 9th March 2022

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