Smart Money People Logo

NewDay: Bip Credit Card reviews

4.91
Based on 2,284 reviews, last reviewed 7th Mar 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app and service . Great app and service . Easy to use, clear and shows me what I need and when. Solved a recent issue quickly and without any issues or drama Reviewed on: 7th March 2025
Keith M's avatar
Keith M

Latest lowest rating:

2

Increased interest rate without telling me I took out BIP because of my poor credit score. The int rate was high at 49% but I took it anyway. I didn’t use it right away but when I did use it th... Read more Reviewed on: 10th November 2023
Chris's avatar
Chris

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

Review NewDay: Bip Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Bip Credit Card reviews (2284)

New money

5
I’ve had the pleasure of using various financial mobile apps! Since getting my BIP , it’s the best Reviewed on: 12th May 2023

Overall good but very dissappointed with an abrupt credit limit decrease!

2
I have enjoyed using BIP without any issues, they are very good as they increased my credit limit couple times however recently they abruptly reduced my credit limit by about 40% even though I have never missed a payment & considering I usually pay off full statement balance each month since account opened, it was very much a shock & disappointment. Otherwise I would have rated full starsif it wasn't because of this. Reviewed on: 12th May 2023

Easy to use Banking App

5
I've been with Bip a year and a half now and never had any issues with the company or with the app Just stay on top of your payments and watch your spending Reviewed on: 12th May 2023

Great credit card

5
The Bip credit card is great because the app is simple and efficent, and transactions are fast . Reviewed on: 12th May 2023

Excellent if used carefully

5
Bip have been a really good help in building up my credit history and improving my Credit records. Would recommend providing people use sensibly and pay off any full balance on time every month Reviewed on: 11th May 2023

Makes it easy

5
Easy credit. No hassle. Straight forward Reviewed on: 11th May 2023

Extra carbon features

5
Clear, easy to use app and carbon feature is an added bonus to help understand environmental footprint of spend Reviewed on: 11th May 2023

Great credit card

5
Easy, friendly and helpful credit card to have and use. Reviewed on: 11th May 2023

Very convenient

5
Very good very convenient very nice Reviewed on: 11th May 2023

Brilliant Product

5
BIP stands for Brilliant, Innovative and Perfect. Hope I got that right LOL!!. If not it's true anyway. Reviewed on: 11th May 2023

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 540 reviews
    NewDay
  • Aqua credit cards

    from NewDay 4.89 from 3307 reviews
    NewDay
    View all products