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NewDay: Bip Credit Card reviews

4.78
Based on 2,286 reviews, last reviewed 17th Apr 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. Clear communication. Reviewed on: 17th April 2026
Theano 's avatar
Theano

Latest lowest rating:

1

Terrible company that are always right and the custo... Terrible company that are always right and the customer is always wrong. They have the cheek trying to correct what you say you have already told them... Read more Reviewed on: 16th April 2026
Martin Peters 's avatar
Martin Peters

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

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NewDay Bip Credit Card reviews (2286)

Excellent company

5
Excellent company great idea to have a digital card only Works with the creditee not against them like most credit card companies Overall just worth having on your phone as a fall back just in case for a rainy day Reviewed on: 12th May 2023

Great Company

5
Great Company, been with them a while, everything is clear and easy to use and understand. Glad I came over. Reviewed on: 12th May 2023

New money

5
I’ve had the pleasure of using various financial mobile apps! Since getting my BIP , it’s the best Reviewed on: 12th May 2023

Overall good but very dissappointed with an abrupt credit limit decrease!

2
I have enjoyed using BIP without any issues, they are very good as they increased my credit limit couple times however recently they abruptly reduced my credit limit by about 40% even though I have never missed a payment & considering I usually pay off full statement balance each month since account opened, it was very much a shock & disappointment. Otherwise I would have rated full starsif it wasn't because of this. Reviewed on: 12th May 2023

Easy to use Banking App

5
I've been with Bip a year and a half now and never had any issues with the company or with the app Just stay on top of your payments and watch your spending Reviewed on: 12th May 2023

Great credit card

5
The Bip credit card is great because the app is simple and efficent, and transactions are fast . Reviewed on: 12th May 2023

Excellent if used carefully

5
Bip have been a really good help in building up my credit history and improving my Credit records. Would recommend providing people use sensibly and pay off any full balance on time every month Reviewed on: 11th May 2023

Makes it easy

5
Easy credit. No hassle. Straight forward Reviewed on: 11th May 2023

Extra carbon features

5
Clear, easy to use app and carbon feature is an added bonus to help understand environmental footprint of spend Reviewed on: 11th May 2023

Great credit card

5
Easy, friendly and helpful credit card to have and use. Reviewed on: 11th May 2023

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