Smart Money People Logo

NewDay: Bip Credit Card reviews

4.91
Based on 2,284 reviews, last reviewed 7th Mar 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great app and service . Great app and service . Easy to use, clear and shows me what I need and when. Solved a recent issue quickly and without any issues or drama Reviewed on: 7th March 2025
Keith M's avatar
Keith M

Latest lowest rating:

2

Increased interest rate without telling me I took out BIP because of my poor credit score. The int rate was high at 49% but I took it anyway. I didn’t use it right away but when I did use it th... Read more Reviewed on: 10th November 2023
Chris's avatar
Chris

About this product

Bip offer a cardless, digital credit facility.

You can apply for Bip credit without impacting your credit rating. If you’re approved, you can set up Bip in Apple Pay or Google Pay. Bip credit provide 24/7 support, the ability to set spending caps and full account information in the app.

Bip reviews help you find out what it’s really like to be a customer. If you’ve used Bip before, you can also leave a review and share your experience.

Review NewDay: Bip Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

NewDay Bip Credit Card reviews (2284)

Just great

5
Been with Bip now for a while. Last year I had an issue ( attempted fraud ) nothing to do with Bip just some chancer, Bip dealt with it quickly and efficiently and put my mind at ease.. Each month you receive a statement which is clear and easy to understand and they communicate with you before any credit increase to ensure your happy to have an increase and if you don't want one you just have to let them know Reviewed on: 11th May 2023

Best Online Credit Service

5
They’re dominating the online credit space with an easy to use virtual card and services Reviewed on: 11th May 2023

Best provider

5
Have always been at hand to help get you out of situations with ease Reviewed on: 11th May 2023

Marvellous

5
It’s a do it all system no hassle no fuss .. no issues perfect Reviewed on: 11th May 2023

Very good, straightforward and easy

5
Very helpful and easy to set and use. Been with them for over a year now and I would recommend them. Reviewed on: 11th May 2023

Great to have purchase power

5
Very handy if I need a new washing machine etc and online purchases Reviewed on: 11th May 2023

Really consumer friendly app. Slightly too high APR's

4
Really great app. Very clear and updates very regularly so that you can keep on top of your finances. APR's slightly too high however. Reviewed on: 11th May 2023

Very affordable and efficient system

5
Been using Bip for two years my credit rating has improved dramatically, and very easy to use there app and make payments Reviewed on: 11th May 2023

Simple and effective

5
Works flawlessly, great app, love the concept simple and effective. Reviewed on: 11th May 2023

Best virtual credit card

5
Great app and very Easy to use, excellent communication if needed and extremely fair fees to pay. Not only I strongly recommend it to anyone using a smart phone, I’m confident it will become part of anyone’s daily preferred method of payment as it has become mine. Reviewed on: 11th May 2023

Do you have a different NewDay product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from NewDay?

  • Opus Credit Card

    from NewDay 5.00 from 3 reviews
    NewDay
  • Marbles Credit Card

    from NewDay 4.90 from 540 reviews
    NewDay
  • Aqua credit cards

    from NewDay 4.89 from 3307 reviews
    NewDay
    View all products