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OakbrookAdvance (formerly Finio Loans): Personal loan reviews

View other OakbrookAdvance (formerly Finio Loans) products
4.83
Based on 6,807 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I found it quick and easy to get the process started... I found it quick and easy to get the process started and all checks sorted Reviewed on: 17th August 2026
Paul Moore's avatar
Paul Moore

Latest lowest rating:

1

Disgusting company stay clear of them made payments... Disgusting company stay clear of them made payments was late on one and got hounded to death constantly phone called watts capped and emailed stay wel... Read more Reviewed on: 24th May 2026
Stuart M's avatar
Stuart M
Read all reviews Write a review

About this product

With OakbrookAdvance, you can borrow between £1,000 and £5,000.

OakbrookAdvance loans can be used for all needs including home improvements, debt consolidation, weddings and car loans. You can check your eligibility for a loan before you apply so it won't affect your credit score.

OakbrookAdvance loans reviews help you find out what it’s really like to be a customer. If you’ve used OakbrookAdvance before, you can also leave a review and share your experience.

Review OakbrookAdvance (formerly Finio Loans): Personal loan now

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OakbrookAdvance (formerly Finio Loans) Personal loan reviews (6807)

Approved, hard search done, then declined

1
I successfully completed all initial application stages, during which I was clearly informed that I was eligible for the loan. Based on this information, a hard search was carried out on my credit file. After the hard search, I received further confirmation that everything was approved and that I qualified for the loan. The following day, I received an email from a member of your underwriting or review team requesting a payslip to verify my income. I provided the payslip as requested, which fully confirmed my employment and income and, in fact, showed a higher average income than I had initially declared. Despite this, I later received a response informing me that my application had been declined. I find this outcome disappointing, especially given that I was repeatedly assured at multiple stages that my application was successful and after a hard credit check had already been performed. This has had a negative impact on my credit record and has wasted my time based on information that ultimately proved to be incorrect. Reviewed on: 21st January 2026
David B's avatar
David B

Very easy and simple process, good email communicati...

5
Very easy and simple process, good email communication, no issues Reviewed on: 21st January 2026
Megan w's avatar
Megan w

Quick and easy and friendly customer service

5
Quick and easy and friendly customer service Reviewed on: 21st January 2026
Justin L's avatar
Justin L

Got a loan with affordable Interest rate

5
Got a loan with affordable Interest rate Reviewed on: 21st January 2026
Olusoji O's avatar
Olusoji O

Approval was quick and easy , hassel free

5
Approval was quick and easy , hassel free Reviewed on: 21st January 2026
Hannah's avatar
Hannah

Excellent sevice

5
Excellent customer service excellent communication very efficient easy to deal with fast payment Reviewed on: 21st January 2026
Suzanne 's avatar
Suzanne

My experience has been swift response with you.

5
My experience has been swift response with you. Reviewed on: 21st January 2026
Kingsley I's avatar
Kingsley I

Easy to set up no problem.

5
Easy to set up no problem. Good Apr hopefully be able to get a new one Reviewed on: 21st January 2026
Daren Norman's avatar
Daren Norman

Good customer service and value for money.

5
Good customer service and value for money. Reviewed on: 21st January 2026
Sam 's avatar
Sam

I am very pleased with the ways Finio handled my app...

5
I am very pleased with the ways Finio handled my application, It was super fast and efficient. Thank you. Reviewed on: 21st January 2026
Olu I's avatar
Olu I

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