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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Always helpful.

5
They are always so helpful. I love that they remind you before the payment is coming out. When I got a new card from my bank and forgot to change the details, they notified me straight away, without making me feel bad Reviewed on: 12th August 2022
staceyburrows86@outlook.com's avatar
[email protected]

Useful

5
Very useful and also can keep on top of your money better Reviewed on: 12th August 2022
Georgia may elliott's avatar
Georgia may elliott

Useful and helpful

5
Love being able to split payments in small affordable amounts Reviewed on: 12th August 2022
Lucy Ferrans's avatar
Lucy Ferrans

Hidden charges

1
I used this service once to ‘pay later’ for an item where I was then told I would be charged admin fees when it came to paying it off. It came as a shock. If I had known I would have admin fees I would not have used the service and just paid with my own money as I was just spreading my costs. I do not appreciate hidden charges, and if the fine print was there it should’ve been clear on the ‘total to pay’ page BEFORE submitting the application. I prefer klarna. I stay away from this company. Misleading and Red flags. Reviewed on: 12th August 2022
tahera26@hotmail.co.uk's avatar
[email protected]

Fantastic

5
Was a great service would recommend pay l8r Reviewed on: 12th August 2022
Jake 's avatar
Jake

Great

5
Very good company would highly recommend Reviewed on: 12th August 2022
Kirstie Greenall's avatar
Kirstie Greenall

Quick and easy

5
Great way to split the cost, easy to navigate and quick/helpful responses from customer service Reviewed on: 12th August 2022
Annie's avatar
Annie

Easy

5
Super easy to setup and no problems with any of the payments Reviewed on: 12th August 2022
Callum Thompson's avatar
Callum Thompson

Great service

5
Very handy to be able to split payments - cannot fault payl8r :) Reviewed on: 12th August 2022
Domi jaskolska's avatar
Domi jaskolska

Easy

5
Very easy to use, friendly staff Reviewed on: 12th August 2022
Nsmall's avatar
Nsmall

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