Write a review

Go to business site

Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

View other Payl8r products

4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

Read all reviews See your review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Very easy to use

The whole process was very easy and simple to understand. Support was also great! Reviewed on: 31st July 2022

Love it

Love it , handy, convenient and easy to use Reviewed on: 31st July 2022

Great company!

Seamless transaction 100% satisfied! Reviewed on: 31st July 2022

Best company

Best company to deal with in terms of buy now pay later, easy terms to follow, cannot fault them! Reviewed on: 30th July 2022

Fab

Great service and very easy to use & comprehend for someone who’s never had credit before. Reviewed on: 30th July 2022

Easy monthly payments

I purchased hair extentions recently and seen that the website offered payl8r so I had a look and it was a monthly payment plan as you know hair extentions arnt cheap so to pay for them monthly was a whole lot better and a little bit of weight off my shoulders with a little bit of extra cash to spare Reviewed on: 30th July 2022

Easy to organise moped insurance for deliveroo and excellent customer service :D

Insurance was needed to cover my moped for deliveroo. I found the process of getting the insurance very easy and a great price too. Reviewed on: 30th July 2022

Excellent

Great service, top notch service Reviewed on: 30th July 2022

Life changing

My hair is my biggest insecurity and with Payl8r i’ve managed to buy new hair extensions every few months to make me feel like myself again! Affordable and safe Reviewed on: 30th July 2022

Payl8r works for me

This is the 1st time I've used payl8r and to be totally honest I've found it an easy and affordable way to shop for the goods I wanted it is straightforward and easy to apply for. I set up a direct debit to pay the monthly amount agreed on and about a week before a payment is due you get a txt message telling you when it will leave your account happy days Reviewed on: 30th July 2022

Alternative products

Argos card
from Argos 3.34 from 58 reviews
Retail finance
from Buyline 5.00 from 11 reviews
nextpay
from Next 4.11 from 11 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub