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Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Excellent service and I will definitely recommend th...

5
Excellent service and I will definitely recommend them to family and friends Reviewed on: 11th July 2025

I was able to pay over time for something i couldn’t...

5
I was able to pay over time for something i couldn’t of brought outright upfront very helpful and was affordable payments and would definitely use again in the future Reviewed on: 11th July 2025

I needed my driving test done, but was having challe...

5
I needed my driving test done, but was having challenge financially. I was sorted out and I did my practical practice and now I have my driving license. Reviewed on: 11th July 2025

Payments always come out the same time every month s...

5
Payments always come out the same time every month so it’s easy to manage payments. I had an enquiry about the time of the payment and I emailed to check and I had a response very quickly which was very helpful. They send you consistent reminders of payments via email which can also be very helpful to remember Reviewed on: 11th July 2025

Very happy with the service and great communication

5
Very happy with the service and great communication Reviewed on: 11th July 2025

Would definitely recommend.

5
Easy application. Excellent customer service and very efficient. Reviewed on: 11th July 2025

Quick and easy process.

5
Quick and easy process. Made it more affordable to spread the cost of the payments. Overall great service. Reviewed on: 11th July 2025

My experience with PAYL8R was an exceptional experie...

5
My experience with PAYL8R was an exceptional experience from start to finish with no issues what so ever. Reviewed on: 11th July 2025

Mobile phone

5
Bought a mobile phone using Payl8r, was accepted quickly with little hassle. Reviewed on: 11th July 2025

Great company

5
I didn’t have any experience with customer service as I never had an issue but everything was very detailed and explained well they kept me up to date with my payment times by text and the portal was easy to use to see how long I had left to pay off Reviewed on: 11th July 2025

Review Payl8r: Buy now pay later now

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