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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Life Saver

5
Quick and easy it helped me do something I was unable to do at the time. Reviewed on: 11th July 2025
Donna's avatar
Donna

Great and smooth experience!

5
Great and smooth experience! Didn’t have any nasty surprises, everything was clear from the get go. Smooth and easy process. Reviewed on: 11th July 2025
Jessica T's avatar
Jessica T

Amazing service

5
ive used 3 times, every time was easy, with clear communication and excellent service Reviewed on: 11th July 2025
iain robson's avatar
iain robson

I really wanted something for my child’s birthday an...

5
I really wanted something for my child’s birthday and payl8r allowed us to be able to do this. Seeing the smile on my child’s face is something any parent would wish for!! All because of Payl8r I made that happen!! Reviewed on: 11th July 2025
Dylan M's avatar
Dylan M

Amazingly easy to navigate, precise and efficient pr...

5
Amazingly easy to navigate, precise and efficient processes would highly recommend Reviewed on: 11th July 2025
Leon's avatar
Leon

It was good no real negatives was easy enough to mak...

5
It was good no real negatives was easy enough to make payments even to make payments before my due date Reviewed on: 11th July 2025
Sam B's avatar
Sam B

I had a great experience with Payl8r it’s easy and s...

5
I had a great experience with Payl8r it’s easy and simple to use and communication between each worker was straight forward. I would definitely use again. Reviewed on: 11th July 2025
Kelsey h's avatar
Kelsey h

Had no worries no interest everything was simple and...

5
Had no worries no interest everything was simple and straight forward no stress Reviewed on: 11th July 2025
SJ's avatar
SJ

Excellent, great service, good value.

5
Excellent, great service, good value. Reviewed on: 11th July 2025
James B's avatar
James B

Very good used a few times over the course a few yea...

5
Very good used a few times over the course a few years and never had a issue Reviewed on: 11th July 2025
Brandon Beasor's avatar
Brandon Beasor

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