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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,220 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4220)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

A decent way to pay

The reminders a few days before the payment is due, is so helpful. The payments are easy to do and the set up was straightforward Reviewed on: 19th August 2021

Fantastic lender

Used payl8r for about 2 years now, they’re a very fair company. They allow you to spread the cost of something when you don’t want to buy outright, my hair has always been a big issue and made me have low confidence as it just never grows, but thanks to payl8r I’ve been able to purchase things to help with my confidence without completely over spending at once, they’ve allowed me to make myself feel better without damaging my bank account. Ive never had an issue with payl8r and never had an problem with them. Thank you so much Reviewed on: 19th August 2021

Easy company to use/work with!

I vote for this company because everything from the get go is simple and easy to use. If you have any queries you get great customer service! Reviewed on: 19th August 2021

Great Customer Service

I had issues in the beginning getting set up but after calling, it was rectified promptly with great customer service Reviewed on: 19th August 2021

Easy to use

Really easy to use and set up and helps spread the cost! Reviewed on: 19th August 2021

Brilliant

Made it so I can afford things I wouldn’t usually be able to Reviewed on: 19th August 2021

Quick and easy

Quick and easy to set. Reminders received a couple of days prior to payments so I know where I’m up to. Had no problems so far! Reviewed on: 19th August 2021

Great, easy to follow service

Step by step instructions easy to follow and takes no time. Very happy. Reviewed on: 19th August 2021

Amazing and really there when you need it

It’s so reliable and easy to use. Makes life a little easier when you’ve got so many birthdays and things you need to buy for. Reviewed on: 19th August 2021

Brilliant!

I have had a really great experience with payl8r! They let you know when money is due, tbere customer service is brilliant they get back to you quickly and changing dates etc is always so simple! A really good trustworthy service! Reviewed on: 19th August 2021

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