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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Easy and Helpful

Really easy to apply for support paying for fast past driving lessons and really assuring if I wanted to pay extra no additional charges would be added. Reviewed on: 12th August 2021

The best financial company

I used now the 3rd times this company and I love it.The best company ever. Reviewed on: 12th August 2021

Brilliant

Brilliant service would recommend to anyone Reviewed on: 12th August 2021

Quick and Simple

Great company, quick & simple to use. Great communication. Reviewed on: 12th August 2021

Easy to use

Payl8r made services and products more accessible to me! I am from NZ so don’t have much of a credit rating here and still found the process easy to use! Reviewed on: 12th August 2021

Easiest company to deal with

My experience was quick, efficient and care was taken with my application to ensure I didn’t miss deadline. Reviewed on: 12th August 2021

They allowed me to purchase my dream piece of sports equipment.

Couldn’t be happier with Payl8r, without them I wouldn’t have been able to afford my dream piece of sports equipment. Reviewed on: 12th August 2021

Excellent company

Quick and easy decision! And simple repayment schemes Reviewed on: 12th August 2021

Easy service

Easy to use, easy to pay back, and great communication Reviewed on: 12th August 2021

Fantastic

Always good service, never had an issues. Also easy to use and understand Reviewed on: 12th August 2021

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