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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4220 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Best finance company

Such an easy process to be able to get accepted for the finance. Although, I did have an issue with logging onto my account; the customer service was very efficient and helpful so they managed to get my issue resolved quickly. Will definitely use them again Reviewed on: 12th August 2021

Absolutely brilliant service!

I have chosen this company as an easier pay scheme towards my beauty therapist career. I cannot fault this service in the slightest and i will definitely recommend in the future to people i know! Reviewed on: 12th August 2021

Amazing & easy!

Great customer service, quick response times. Reviewed on: 12th August 2021

BRILLIANT

PayL8r are a great company to choose for a personal loan! Customer service was good when I called up with a query and they were quick to amend my plan when an item got refunded. Would definitely recommend to anyone looking at using them! Reviewed on: 12th August 2021

Excellent service

Excellent service and very easy to use. Reviewed on: 12th August 2021

Excellent

Quick easy to follow great service. Can't wait to use the service again Reviewed on: 12th August 2021

Simple and easy!

No trouble and so simple to use Reviewed on: 12th August 2021

Easy to use

Made paying for my hair so easy and the online portal is easy to use Reviewed on: 12th August 2021

Amazing best Finance provider

Payl8r is such a good finance provider as they send you reminders of when your payments are due, to make sure you don’t miss any payments! Reviewed on: 12th August 2021

Best finance company ever!

Was a bit wary of using Payl8r due to previous issues with other companies. Reasonable interest fees, and 0% if you pay back within 30 days. Also options available to pay instalments off sooner. Great Company Reviewed on: 12th August 2021

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