Smart Money People Logo
Share this page
Link copied

Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
36% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
Read all reviews Write a review

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Payl8r Buy now pay later reviews (4222)

Decent and quick to use

5
Customer service is fast and the always let you know a few days before they take a payment. I fully recommend the. Reviewed on: 12th August 2021
Dale Ashworth-Brown's avatar
Dale Ashworth-Brown

So simple even on a budget

5
It’s so simple to do, and you’re able to pay back early anytime u want. I used it for the Skinny Clinic, and not only I was able to lose weight I did it on an affordable budget and gain confidence Reviewed on: 12th August 2021
Shantelle's avatar
Shantelle

Brilliant

5
I have a record of bad credit and never thought i'd get this but it went through straight away. Highly recommend Reviewed on: 12th August 2021
Cerian Roberts's avatar
Cerian Roberts

handy for skint apprentices

5
love using payl8r to pay up my tattoos keeping me cool as fuck and yet still skint Reviewed on: 12th August 2021
Ellie Hastings's avatar
Ellie Hastings

Good

5
Good finance company easy to use and easy to work with Reviewed on: 12th August 2021
Lyubomir 's avatar
Lyubomir

Easy

5
Easiest credit site to use! Couldn't hope for anything more Reviewed on: 12th August 2021
ciara osullivan's avatar
ciara osullivan

great service

5
easy and reliable, good communication Reviewed on: 12th August 2021
sim's avatar
sim

Payl8tr

5
Very easy to use and accessible Reviewed on: 12th August 2021
Casey Sherwin's avatar
Casey Sherwin

Great People- Great Finance

5
Such an easy straightforward process Sign up takes minutes and everything is so clear and easy to follow Reviewed on: 12th August 2021
Dee's avatar
Dee

Life saver

5
Always helps me cure my 10 seconds of depression by buying a new handbag when money is tight Reviewed on: 12th August 2021
Rae Franklin's avatar
Rae Franklin

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill