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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

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Payl8r Buy now pay later reviews (4220)

Brilliant

5
I have a record of bad credit and never thought i'd get this but it went through straight away. Highly recommend Reviewed on: 12th August 2021
Cerian Roberts's avatar
Cerian Roberts

handy for skint apprentices

5
love using payl8r to pay up my tattoos keeping me cool as fuck and yet still skint Reviewed on: 12th August 2021
Ellie Hastings's avatar
Ellie Hastings

Good

5
Good finance company easy to use and easy to work with Reviewed on: 12th August 2021
Lyubomir 's avatar
Lyubomir

Easy

5
Easiest credit site to use! Couldn't hope for anything more Reviewed on: 12th August 2021
ciara osullivan's avatar
ciara osullivan

great service

5
easy and reliable, good communication Reviewed on: 12th August 2021
sim's avatar
sim

Payl8tr

5
Very easy to use and accessible Reviewed on: 12th August 2021
Casey Sherwin's avatar
Casey Sherwin

Great People- Great Finance

5
Such an easy straightforward process Sign up takes minutes and everything is so clear and easy to follow Reviewed on: 12th August 2021
Dee's avatar
Dee

Life saver

5
Always helps me cure my 10 seconds of depression by buying a new handbag when money is tight Reviewed on: 12th August 2021
Rae Franklin's avatar
Rae Franklin

Brilliant

5
Really easy to deal with Website easy to use Fair for young people Reviewed on: 12th August 2021
ethanpatterson68@yahoo.co.uk's avatar
[email protected]

Straight forward finance

4
Was quick and simple to look and sign up, no hidden Information and I knew exactly what I was signing up for, so far so good. Reviewed on: 12th August 2021
Trev's avatar
Trev

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