Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,222 reviews, last reviewed 26th Sep 2025
36% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4222)

Brilliant

5
Really easy to deal with Website easy to use Fair for young people Reviewed on: 12th August 2021

Straight forward finance

4
Was quick and simple to look and sign up, no hidden Information and I knew exactly what I was signing up for, so far so good. Reviewed on: 12th August 2021

I love using ut

5
Amazing service and fantastic options Reviewed on: 12th August 2021

Excellent

5
Really good, quick and easy and efficient to use Reviewed on: 12th August 2021

Scare Free

5
Payl8r are an amazing company - for anyone. Especially people who haven’t used this service before, they’re really friendly. The process is so easy, and they don’t use scary jargon. Big fan will definitely be using again. Reviewed on: 12th August 2021

Second time of using

5
Used this company twice now and both times I’ve never had a problem ! Customer service is really good would recommend 100% Reviewed on: 12th August 2021

Easy to apply

4
I applied to Pay L8r and with in 24 hours I had been approved. I am now able to do my course I've always wanted to do. Reviewed on: 12th August 2021

Amazing

5
Would highly recommend this company. purchases today and make payments within 45 days of the transaction date and no interest is charged. Absolutely amazing Reviewed on: 12th August 2021

Good to use ..

4
Been good . Always update you when funds coming out etc .. good communication Reviewed on: 12th August 2021

Easy peasy. What's not to love. Affordable upfront knowledge of payments.

5
Everything you need to know..... Costs £1 to know if you are eligible. Fast service and upfront knowledge of all payments. Reviewed on: 12th August 2021

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review