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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Easy Transaction

5
Dealing with Payl8r was quick and easy! customer advisors are also very helpful! Reviewed on: 30th June 2020

Great way to pay in instalments.

5
Perfect to pay in instalments when you can’t pay in one go... many different payment plans to help each individual with repaying their loan. Reviewed on: 30th June 2020

Amazing

5
Great company. Such respect for customers. Always there to help and support. Couldn't be happier. Reviewed on: 30th June 2020

Easy to deal with

5
No problems can see clearly online how much left to pay each month and get confirmation each time payment is recieved Reviewed on: 30th June 2020

Brilliant

5
Very simple and straightforward to use. Constant updates to keep track of future/upcoming payments. Cannot fault the service received would highly recommend and would likely use again myself Reviewed on: 30th June 2020

Easy efficient and brilliant

5
Really helpful, easy and low interest rates Reviewed on: 30th June 2020

Very quick, convenient and easy!

5
My experience with Payl8r was very positive, I was unable to make the purchase in full so I thankfully opted to use this service, it was very simple to understand the terms and conditions and the transaction went through quickly. There wasn’t several stages to go through or any complex small print to consider. Would definitely use again and recommend to others. Reviewed on: 30th June 2020

Would definitely recommend, excellent

5
Quick and easy to use, never had any problems overall great company! Reviewed on: 30th June 2020

Great service

5
Super easy to navigate. Updates on the payments was helpful to keep on track of spends! Will use again!! Reviewed on: 30th June 2020

Easy!

5
Payl8r keeps you updated on payment dates and is quick and easy to use! Reviewed on: 30th June 2020