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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Efficiency

5
Seamless experience. Urgent response to issues. Great feedback. Reviewed on: 29th June 2020

Easy to use, good payment system

4
Would use again, easy to use. Good payment system Reviewed on: 29th June 2020

A fantastic service from start to finish!

5
I have really enjoyed using this company, it’s been smooth and easy and there is frequent reminders. The customer service is 10/10 Reviewed on: 29th June 2020

Easy to use with great service

5
The service is so easy to use and you are quick to hear back whether you’ve been approved or not, I would definitely use them again! Reviewed on: 29th June 2020

Great

4
Fantastic , never missed payment. Reviewed on: 29th June 2020

Super quick and easy!

5
I used payl8r, and it was quick and easy to do. Never had any problems, highly recommend! Reviewed on: 29th June 2020

Making Moves

5
Forward thinking business, excellent customer service, excellent customer experience. One to look out for in the future. Reviewed on: 29th June 2020

Driving

5
Best thing I’ve done learnt so much and so quickly and I’m much more confident than I’ve ever been with driving so without this I never would’ve been able to afford it so thank you! Reviewed on: 29th June 2020

Great

5
Easy to use service. No complaints here Reviewed on: 29th June 2020

Excellent

5
Always amazing with all purchases. Reviewed on: 29th June 2020