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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Nice company to work with

5
My short term loan was easy to set up and efficiently managed. Very easy to deal with. Reviewed on: 29th June 2020

Super easy

5
I wanted the Molly Mae curlers so done them over a long period. When I decided I wanted to repay early they removed the interest for the rest of the term and it was super easy to settle the Balance Reviewed on: 29th June 2020

No complaints

5
Can’t complain with the service that I received. Reviewed on: 29th June 2020

Great service

5
I love this company as they are always easy and helpful and never have any issues when going through this to have glam! Reviewed on: 29th June 2020

Would recommend!

5
Really easy and straight forward, thank you Reviewed on: 29th June 2020

Easy payment plan

5
Everything was explained, in a simple way and it was a quick and convenient way to spread the cost. I would definitely recommend and use again. Reviewed on: 29th June 2020

Easy to use!!

5
Payl8r is a great service and super easy to set up.... Really great for treatments and anything to do in the beauty industry. Reviewed on: 29th June 2020

Excellent and well recommended!

5
I have never used a company who send you reminders a few days before they take payments and make it so easy to keep up to date with payments! I would 100% recommend Payl8r! Reviewed on: 29th June 2020

Excellent

5
I used this service after a short term fall in income. It’s an amazing service! Thank you. They’re so friendly :) Reviewed on: 29th June 2020

A very easy repayment service with great reminders

5
A very easy to use and simple way of making the more expensive purchases more manageable. Email and text reminders for upcoming payments which makes it simple to never miss payments. Reviewed on: 29th June 2020