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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing service

Couldn’t ask for a better company to help me out with finance Reviewed on: 29th June 2020

Great service

Self employed which a lot of companies prefer not to help. Payl8r allowed me to purchase items for my new business when I really needed them. Reviewed on: 29th June 2020

Amazing service!

Amazing service allowing me to easily split my payments and still enjoy products from a variety of sites! Reviewed on: 29th June 2020

Amazing

So easy to use, amazing + speedy customer service when needed and reliable credit lender Reviewed on: 29th June 2020

Easy to apply

easy to apply and a breakdown of payments in the beginning and eveymonth. Liked easy read layout of the monthly statements. Would use again if need to. Reviewed on: 29th June 2020

Practical and easy

Practical payment methods, and easy access account to keep track of payments! Reviewed on: 29th June 2020

Amazing!

I use payl8r a lot and it is very useful. Highly recommend Reviewed on: 29th June 2020

Excellent Service

Easy to apply , quick response and simple payment method. Reviewed on: 29th June 2020

Amazing company. Easy to understand and was very pleased with customer service and response times

I love this company and would definitely recommend using this again to others aswell. Amazing service and made life so much easier ! Reviewed on: 29th June 2020

Perfectly easy and safe

This is a great app! Super easy to use and Safe Reviewed on: 29th June 2020

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