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Payl8r: Buy now pay later reviews

Name: Buy now pay later
Rating: 4.89 (4219 reviews)

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4.89

Based on 4,219 reviews, last reviewed 11th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025

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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Very good company

Super easy to sort out and reminders always which are very helpful definitely recommend and would defiantly use again Reviewed on: 29th June 2020

Excellent

Just brilliant in every way. Can't recommend them enough. Reviewed on: 29th June 2020

Very good

Fast efficient and easy and affordable repayments! No fees for paying back early and you can be accepted in minutes, I use and pay back in full the next month when I’m low on funds. Reviewed on: 29th June 2020

Amazing service

I use pay later all the time untill I get my wages at the end of the month. Amazing! I just love it Reviewed on: 29th June 2020

Very good customer service

Whenever I have had to phone them for anything they have always been very friendly on the phone and very helpful Reviewed on: 29th June 2020

Brilliant

Always a brilliant idea, reliable and affordable. Will Always use when I see as a payment option! Reviewed on: 29th June 2020

10 stars

Hi. I Couldn't afford to pay for the baby stuff and you guys made that happen allowing me to pay instalments. Thank you so much for that xx Reviewed on: 29th June 2020

Amazing company

used them several times now and can only give them 10 out of 10. Amazing Reviewed on: 29th June 2020

excellent

Fantastic experience it makes affording so much easier Reviewed on: 29th June 2020

Really easy and straight forward

Very easy experience, hassle free helped break down my large payment into smaller affordable payments thank you Reviewed on: 29th June 2020

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