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Payl8r: Buy now pay later reviews

View other Payl8r products
4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

No worries!

5
I haven’t had to worry since setting up my payl8r account, I always find it stressful when you have to remember to constantly keep checking payments and making sure you’re up to date. This does it for you. Also super quick and easy to set up! Reviewed on: 29th June 2020
Emma 's avatar
Emma

Easy, perfect app!

5
I started using payl8r 3 months ago and I’m so happy I did! I have recommended to my friends and family also, it’s so easy to use and it’s so handy! Reviewed on: 29th June 2020
Shannon Clarke's avatar
Shannon Clarke

Great loan

4
Great loan company easy to make payments as taken by direct debit, but high on interest rates but I would use again If I need to! Reviewed on: 29th June 2020
Deana's avatar
Deana

Great service

5
Great service and plenty of reminders Reviewed on: 29th June 2020
Char Char Binks's avatar
Char Char Binks

Easy

5
Pay l8r is great Quick response when you apply Monthly reminders Positive impact on your credit Reviewed on: 29th June 2020
Leeyo's avatar
Leeyo

Easy and carefree

4
I like the fact you text me every month to advise me my payment will be taken out, and there no nasty shock Reviewed on: 29th June 2020
Kirsty HM's avatar
Kirsty HM

AMAZING

5
I love using payl8r because they always remind me when my payment is going to be taken a few days before so that I’m not missing a payment and affecting my credit score. Have used them a few times for expensive hair extensions and haven’t had any issues Reviewed on: 29th June 2020
Emma's avatar
Emma

Highly recommend!!

5
Payl8r is so convenient and a great way to pay monthly, the staff are also so friendly and helpful. I had a problem once with my payment as I had a new card I called up and I had the problem resurrected within a couple minutes it was a great experience. Reviewed on: 29th June 2020
Zia Foley's avatar
Zia Foley

Amazing

5
Easy to use, great rates and constantly updating me when they take a payment out thank you, for helping me get my tattoo to help remember my gran Reviewed on: 29th June 2020
Christopher Reid's avatar
Christopher Reid

Straight forward and clear set up

5
Excellent service, easy and clear set up, would really recommend. Reviewed on: 29th June 2020
Lauren's avatar
Lauren

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