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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

So easy and keeps you in the loop

5
The whole process is easy and they really inform you when payments will be leaving your account unlike some others. It allows you to plan your finances! Reviewed on: 29th June 2020
Emily W's avatar
Emily W

Very easy to use

5
Very easy to use payl8r never had any issues, probably the best credit site I have used also. Would recommend Reviewed on: 29th June 2020
Emma Salter's avatar
Emma Salter

Great way of paying!!

5
Very easy to use and easy way to pay for things at a later date and spread the cost. Reviewed on: 29th June 2020
AV's avatar
AV

Best ever so helpful

5
Always helpful for example i wanted to change the date my payment was due and the company really made it easy and quick to do so! Will always recommend this to everyone Reviewed on: 29th June 2020
Jois's avatar
Jois

Brilliant!

5
Brilliant service! Brilliant service! Brilliant service! Brilliant service! Reviewed on: 29th June 2020
Amber Spring's avatar
Amber Spring

Simply the best

5
This is thee best and most easy experience, It’s also a smooth setup and always keeps you updated Reviewed on: 29th June 2020
Katrina's avatar
Katrina

Amazing amazing amazing

5
Such an amazing customer experience!!! Reviewed on: 29th June 2020
Sophie's avatar
Sophie

Amazing

5
So helpful, easy to use, all round amazing! Extremely simple for anyone to use, works quickly and easily Reviewed on: 29th June 2020
Elanaa's avatar
Elanaa

Would recommend to others!!

5
I really enjoyed using this service as didn’t have the money to have my hair sorted out and was able to use, it comes out on same day every month so you no where you stand happy with service x Reviewed on: 29th June 2020
Lauren french's avatar
Lauren french

A really easy to use payment method

4
A really easy to use payment method. Reviewed on: 29th June 2020
Simon Mitchelhill's avatar
Simon Mitchelhill

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