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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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6%
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1%
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0%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Always up to date, extremely happy with the service payl8er provides

5
Never left in the dark with this company. Excellent service. Always happy to help if you don’t understand or know what to do whilst working with them. Rate them a 10/10 Reviewed on: 12th May 2020
Bianca's avatar
Bianca

Excellent company

5
Used this company to pay for some cosmetic surgery. Excellent service Reviewed on: 12th May 2020
Emma Jane Reid's avatar
Emma Jane Reid

Outstanding service

5
The company are extremely helpful and nothing is too much bother. It is an excellent way to spread the cost of something which you may not afford all on one go. Perfect! Reviewed on: 12th May 2020
Rachel's avatar
Rachel

Easy

5
Very easy to use this service! Updates through out so I could manage my finances also! Reviewed on: 12th May 2020
Nath's avatar
Nath

My view on Payl8r

5
From start to finish I have had a great experience with this company. I was guided over the phone which package would work best for my company and then sent all details in writing so i could check over it. The IT and customer support team always reply to me straight away whenever i have any queries. They have taught me how to understand the back office in more detail and how to embed the calculator onto my website, things i didn't think i would be able to learn myself. I have had numerous students sign up to our training courses via this programme. I would say it has boosted my sales by over 60% which as a small business is huge. I love that there is no minimum amount that we have to use the system and it is there for us as and when we need it. Feedback from customers has been great too, very easy to complete the online application and i haven't had many fail the checks. I would and have already actually recommended this company to lots of people. Reviewed on: 12th May 2020
Leanne Slater 's avatar
Leanne Slater

Absolutely amazing

5
So so handy for things you like but might not be able to afford right away and paylr helps you afford it in monthly payments so so handy and it gives u either the change to spread it out over 3 months to 9 months defo help during this time Thanks Adele Reviewed on: 12th May 2020
Adele Caldwell's avatar
Adele Caldwell

Great service

5
Used pl8r for my hair extensions, helped me spread the cost and got help reminder when my payment to were due Reviewed on: 12th May 2020
Jen M's avatar
Jen M

Flawless

5
Flawless experience from start to finish. Reviewed on: 12th May 2020
Lauren O'Halloran's avatar
Lauren O'Halloran

Easy and timely

5
Never had an issue, great reminders and good service when I got in touch before Reviewed on: 12th May 2020
Sophie Harper's avatar
Sophie Harper

Great service, flexible and make things easy

5
I signed up in December , it was a very easy process. I receive a message each month to confirm my payment has been processed which is great. I’ve had to email once regarding a change to my pay date and it was responded to immediately Reviewed on: 12th May 2020
Leila's avatar
Leila

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