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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
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No new 1 star reviews
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Quick easy application! Super fast decision highly recommend A***

5
Super easy application! Fast decision straight forward and easy to use. No problems or complications all round A*** Reviewed on: 12th May 2020
Jodie Fletcher's avatar
Jodie Fletcher

Very good, efficient and fair

5
I was with PayL8r for around a year and half. When I missed some payments due to financial struggle they would help me in understand my circumstances! The customer service was always very helpful and understand. Would definitely try this payment again at any given opportunity! Reviewed on: 12th May 2020
Dem's avatar
Dem

Quick easy conformation

5
Applied to pay for my tattoo and was accepted within minutes. Quick and easy. Reviewed on: 12th May 2020
Cole Johnston 's avatar
Cole Johnston

Excellent

5
Excellent service. Quick & very easy to use Reviewed on: 12th May 2020
Jade's avatar
Jade

Excellent way to budget.

5
payl8r has allowed me to pay for treatments I wouldn't of normally had the budget for, First class service! Reviewed on: 12th May 2020
Michelle's avatar
Michelle

Great service

5
Great way to be able to pay up things such as courses so that you don’t need to pay it all at once. Would absolutely use again. Reviewed on: 12th May 2020
Sarah-louise Emslie's avatar
Sarah-louise Emslie

Amazing, could not fault one thing!

5
So helpful in so many ways, very straight forward to get started and you are also reminded each month, 3 days before money will be taken from your account which is so necessary I believe. I recommend all my friends and family to go with this exact finance advisor as it’s the best one I’ve ever came across. I will definitely be with this finance company in future as I have no faults with it what so ever and it’s so ideal when birthdays or christmases are coming up and your short of money and cannot pay it in full. Reviewed on: 12th May 2020
Kenady's avatar
Kenady

Great

4
Great approved me for my filler treatments. I will be using them again once I pay them back Reviewed on: 12th May 2020
Mimi 's avatar
Mimi

Pay l8r was amazing

5
I really think this is the best finance company. It was very easy and I enjoyed receiving the emails to let me know I have paid for the month and also a congratulations to tell me I had finished the payments. It was a nice tough and I would 1000% recommend and use again. It made payments easy and enjoyable too. Thankyou! Reviewed on: 12th May 2020
Jemma Jones 's avatar
Jemma Jones

Fast Easy Process!

5
I was expected for payl8er and change my mind on a item. Payl8er terminated the agreement and arranged refund with the seller. Fast and easy! Reviewed on: 12th May 2020
Sian's avatar
Sian

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