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Payl8r: Buy now pay later reviews

4.89
Based on 4,219 reviews, last reviewed 11th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Payl8r Buy now pay later reviews (4219)

Review of the Payl8r, Buy now pay later:

Giving a helping hand.

5
A great company who dont just judge you your credit scire they factor in affordability too. Very easy to use and quick efficient service customer service team are also very knowledgeable. Reviewed on: 13th August 2022

Amazing service!!

5
Amazing customer service and an overall great experience which spreading the cost of payments will defiantly be using in the future! Reviewed on: 11th May 2020

Recommend to anyone

5
Payl8r is absolutely fabulous! No interest on purchase, can’t pay in full now? You can pay every 2 weeks until the balance is paid off. It’s helped me many times. This will sounds stupid, but I rather use payl8r and have have more in my account than the full amount coming out. Reviewed on: 11th May 2020

Used to get hair extensions

4
Hair extensions are very expensive so it was amazing to be able to spread the cost and pay later was a service enabling me to do that. Reviewed on: 11th May 2020

Very quick and professional

5
It is a fantastic and convenient way to pay for a service or goods. Reviewed on: 11th May 2020

Excellent

5
Easy process to set up and excellent customer experience and service. Would highly recommend for easy and stress free service. Reviewed on: 11th May 2020

Excellent

5
An all round efficient service that I have used time and time again Reviewed on: 11th May 2020

Amazing service!

5
Very easy to use, always excepted me which is brill! Always answer any questions you have and an all round pleasant experience Reviewed on: 11th May 2020

Great service

5
Great service , no hidden charges and easy to contact :) Reviewed on: 11th May 2020

Amazing service

5
Would definitely recommend to friends to use this service - straight forward and the best I’ve used Reviewed on: 11th May 2020

Amazing company

5
Used this company 3 times now and every time has been so easy and simple. Any problems that have arisen have been solved within the same day of the contacting them. Reviewed on: 11th May 2020