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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
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Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Very happy

5
Good service good communication Reviewed on: 11th May 2020
Claire Driver's avatar
Claire Driver

Brilliant service

5
Brilliant service all round ❤️ super helpful and informative Reviewed on: 11th May 2020
Dani's avatar
Dani

Amazing

5
Quick decision and low APR having to pay back, would 100% recommend and will be using again!! Thankyou! Reviewed on: 11th May 2020
Meg's avatar
Meg

Fabulous service!!!

5
Really great service, easy to use and highly recommend to family and friends! Helps to spread payments sometimes! Reviewed on: 11th May 2020
Lucy 's avatar
Lucy

Fair and just simple

5
no headaches, no worries and certainly professional Reviewed on: 11th May 2020
Khrishal Jivanlal's avatar
Khrishal Jivanlal

great and easy

5
made it affordable for me to get my purchase! will be doing again! really helped my credit score too! Reviewed on: 11th May 2020
ellie 's avatar
ellie

Amazing

5
Told me exactly how much I owed on the account, what date the payment was to come out each month and were easy to contact. Reviewed on: 11th May 2020
Hannah cowell's avatar
Hannah cowell

Very easy application

5
The application was very quick and easy. Low payments. And great communication. Reviewed on: 11th May 2020
Alix Murphy 's avatar
Alix Murphy

Amazing

5
I Applied for payl8r option for my purchase not expecting to get accepted because I have not been accepted on similar finance providers such as klarna and clear pay. Which was very frustrating as yes my credit is not the best but I pay all my bills and outgoings on time. I was so ecstatic to find out I was accepted with payl8r and the process didn’t take long at all! I’m so happy with their services and will continue to use them Reviewed on: 11th May 2020
M's avatar
M

Fantastic

5
Great service quick and easy to use. Reviewed on: 11th May 2020
Gemma's avatar
Gemma

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