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Payl8r: Buy now pay later reviews

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4.89
Based on 4,220 reviews, last reviewed 11th Jan 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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1%
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1%

Latest highest rating:

5

Finally on the road thanks to payl8r! Payl8r meant that we could spread the cost of my husband's crash course and practical test and finally get on the road at 40 years of age, something t... Read more Reviewed on: 11th January 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
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Atena
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About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

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Payl8r Buy now pay later reviews (4220)

Amazing

5
Always had an effortless experience which has always been very convenient being able to pay at a later date. The fact that it’s so quick is even better. Reviewed on: 11th May 2020
Mia's avatar
Mia

Would recommend!

5
would recommend, easy to do. No hassle. Very helpful! Reviewed on: 11th May 2020
mrs Bear's avatar
mrs Bear

Great Service

5
Great service, easy to use throughout every process, highly recommend Reviewed on: 11th May 2020
Ashleigh Patterson's avatar
Ashleigh Patterson

Excellent service

5
Excellent service , highly recommend would defo be using again Reviewed on: 11th May 2020
kaylee newcombe's avatar
kaylee newcombe

Angry!

1
I was led to believe if I purchased goods form then Hair shop in Colwyn bay North Wales it would be interest free ! Not the case at all false advertising! £96 extra I’m having to pay in interest shocking. Reviewed on: 11th May 2020
Dee Marie Evans's avatar
Dee Marie Evans

My go to lender

5
Amazing service! Never any problems! My go to provider! Thanks Payl8r. Reviewed on: 11th May 2020
amygeorginawalker@icloud.com's avatar
[email protected]

Absolutely amazing

5
I had no troubles with the company . I have took out a couple of loans with them and the interest isn’t too high . It has improved my credit score paying this and also I could receive the good quicker due to getting the loan . I would recommend 100% Reviewed on: 11th May 2020
Olivia 's avatar
Olivia

Amazing.

5
Payl8r gave me continuous text alerts to let me know when my payment was due. I had to change my payment details a fair few times over the phone and they were nothing but helpful and polite with changing my details and any other query’s I had. Would defiantly recommend. Xxx Reviewed on: 11th May 2020
Chloe Bearman 's avatar
Chloe Bearman

Amazing company

5
Always use this company now. Payments are so easy. It makes purchases become so much more affordable. Has improved my credit rating massively!. Highly recommend. Reviewed on: 11th May 2020
Nicolle's avatar
Nicolle

So easy simple reliable 100% recommended!

5
Using your service couldn’t be any easier simple fast reliable website so easy to use also! Highly recommended! Reviewed on: 11th May 2020
Sophie 's avatar
Sophie

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