Smart Money People Logo

Payl8r: Buy now pay later reviews

4.89
Based on 4,220 reviews, last reviewed 26th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

great! :) super duper! :) great! :) nothing more to say! :) Reviewed on: 26th September 2025
rubin rafia rauf's avatar
rubin rafia rauf

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r help businesses of all sizes offer flexible payment options at checkout.

With Payl8r, customers of businesses can spread the cost of their purchases. Plans are available from 0-24 months for purchases from £100 to £3,000. With Payl8r, every accepted order is guaranteed to be paid out within 24 hours.

Payl8r reviews help you find out what it’s really like to be a customer. If you’ve used Payl8r before, you can also leave a review and share your experience.

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review

Payl8r Buy now pay later reviews (4220)

excellent service!

5
great value for the service, used a few times now & can not fault Payl8r at all, very happy, no issues & simple to use & kept upto date with payment schedules Reviewed on: 12th July 2025

Easy to use no hassle stick to payment schedule

5
Easy to use no hassle stick to payment schedule Reviewed on: 11th July 2025

Easy, quick and simple.

5
Easy, quick and simple. I would definitely use this provider again! Reviewed on: 11th July 2025

This helped me to afford my purchase and spread the...

3
This helped me to afford my purchase and spread the payment Reviewed on: 11th July 2025

Throughly great experience and very useful to use an...

4
Throughly great experience and very useful to use and keep an idea on what’s left to pay and when it’ll be paid by Reviewed on: 11th July 2025

The application process was smooth articulate and di...

5
The application process was smooth articulate and direct debit was never been a problem and the reminder was gentle Reviewed on: 11th July 2025

I've had money issues and they have kindly helped ou...

5
I've had money issues and they have kindly helped out with my circumstances sorting out other was to pay Reviewed on: 11th July 2025

Hassle free experience and everything explained befo...

5
Hassle free experience and everything explained before agreeing into contract Reviewed on: 11th July 2025

I used Payl8r to split a larger purchase into manage...

3
I used Payl8r to split a larger purchase into manageable payments. The application process was straightforward, and approval was quick. However, the interest rates can be high if you don’t pay on time, so it’s important to stay on top of payments. Decent option if you need flexibility, but read the terms carefully. Reviewed on: 11th July 2025

Great easy way to spread the cost interest free.

5
Great easy way to spread the cost interest free. Reviewed on: 11th July 2025

Review Payl8r: Buy now pay later now

Help others make smarter decisions by sharing your own experience. Write a review